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Requirements to apply

  • 18 - 70 years old
  • Minimum monthly income of $1,200
  • Salaried Singaporean / PR / EP holder


If you meet the basic requirements listed in the top of the application form, you can apply for a personal loan and will have a good chance of getting loan offers from several banks and financial institutions. Note that each loan provider has its unique criteria for final approval.

This depends on your annual income. According to Singapore regulations, you can borrow up to 8 times your monthly income with banks.

Your personal loan application at Lendela will be sent to multiple banks and financial institutions. They will assess your application based on your personal information and conditions, as well as their internal criteria for loan approval, and present their best loan offer to you. You simply compare your offers and select the one with the lowest interest rate.

This depends on each loan provider's internal process, as well as your application. However, when your application is fully approved and you have accepted an offer, it normally doesn't take more than a few days before the money is in your bank account.

Yes. Your privacy and the protection of your data is extremely important to us. We never share any data related to you as an individual or your application unless it is essential to help you receive the best possible loan offer.