How it works

Borrow smarter, in just 3 simple steps

One secure application. Multiple personalised offers.

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Designed for ease at every step

1

Apply once with Singpass for multiple offers

Apply securely with Singpass to auto-fill your details and supporting documents. Get accurate, pre-approved offers faster — your information is only shared with banks once you’ve chosen an offer.

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2

Choose a loan offer that fits your needs

Get matched with offers tailored to your profile and choose the one that fits you best. Each loan offer shows:

  • Pre-approved loan amount and tenure

  • Monthly repayment and interest rate

  • Other fees (if any)

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3

Get your funds

Once you’ve chosen an offer, the bank or loan provider will do a final check online or through an appointment. Funds will be disbursed directly to you within the same day.

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When banks compete, borrowers win

Traditionally, borrowers go through multiple, complicated, and stressful loan applications to compare options.

Lendela flips the script and puts the applicant in the driver’s seat. With our reverse auction model, banks compete for your loan with their best offers.

Our selected partners

DBS
POSB
HSBC
SCB
CIMB Bank
Trust Bank
GXS Bank
UOB
DBS
POSB
HSBC
SCB
CIMB Bank
Trust Bank
GXS Bank
UOB
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Don’t just take our word for it

Read what over 300,000 customers have to say

Find your ideal loan today

Match with your lowest rate from banks in minutes.

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