Why Lendela?
Because borrowing should be simple
We built Lendela to make finding the right loan simple, fair, and transparent so you can borrow with confidence.
Why borrowers love Lendela
We know borrowing can feel stressful and lonely, which is why we make it easy.
Get offers in minutes, not days
Apply once and get matched to loan offers from over 70 banks and loan providers. No repetitive forms, no chasing follow-ups, just faster access to options that fit your needs.
Where banks compete for you
Through our reverse auction model, banks and loan providers compete to offer you their best deals — fully compliant with local regulations, so you can be confident Lendela is legal and secure.
Personalised offers, zero credit impact
Applying through Lendela doesn’t impact your credit score. Explore and compare loan offers safely, with no effect on your report.
Dedicated support, every step of the way
Our customer success team is with you at every step, providing guidance and support so you can secure the right loan, right on time.
Sounds unreal? Here’s how you can borrow smarter
1
Apply once with Singpass for multiple offers
Apply securely with Singpass to auto-fill your details and supporting documents. Get accurate, pre-approved offers faster — your information is only shared with banks once you’ve chosen an offer.
2
Choose a loan offer that fits your needs
Get matched with offers tailored to your profile and choose the one that fits you best. Each loan offer shows:
Pre-approved loan amount and tenure
Monthly repayment and interest rate
Other fees (if any)
3
Get your funds
Once you’ve chosen an offer, the bank or loan provider will do a final check online or through an appointment. Funds will be disbursed directly to you within the same day.
THE LENDELA DIFFERENCE
We flip the script on borrowing. Here’s how.
A platform built for fair, personalised borrowing
Unlike comparison sites that show teaser rates or push preferred banks, Lendela’s reverse auction model gives you real personalised loan offers from licensed banks and loan providers in minutes.
Our platform is free, transparent, and fair, with support from our customer success team every step of the way
Where banks compete for you
Most loan sites make you chase banks, fill out the same forms, and risk your credit score with every application. Lendela flips that.
With our reverse auction model, you apply once — and your profile is shared anonymously with trusted banks and loan providers who compete to offer their best rates. It’s faster, safer, and puts you — not the banks — in control.
Borrow confidently and securely
Applying to multiple banks can mean repeated credit checks, unwanted follow-ups, and shared personal data.
Lendela does it differently.
Your details stay private and protected, shared only with the bank or loan provider you choose. No credit score impact, no hassle, only real offers made for you.
Proven partnerships that deliver real results
With nearly half a million loan applications since 2018, Lendela has built one of the most trusted borrower–bank networks in Asia.
Our partnerships with leading banks such as DBS, HSBC, and Standard Chartered give you access to genuine, pre-qualified offers instead of teaser rates.
4.9 on Google
2,200+ reviews
Don’t just take our word for it
Hear what Manpriet has to say
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Mission
we’re on a mission to make financial equity a reality
At Lendela, we want to simplify the right financial decisions and enable financial access for all. We’re all about bringing transparency to lending, because we’ve seen what it can do for consumers when they have fairer access to loans. With our unique reverse auction model, we’re enabling a safer, cheaper, and more equitable lending space for all.
