Debt consolidation calculator (estimate DCP monthly repayment)
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Your debt consolidation loan info
Select what matters most to you – you can always change your goal anytime to see how the results differ.
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Adjust your preferred consolidation loan terms
Here’s your estimated plan based on your goal – adjust the terms to see what works best.
Current debts
Monthly repayment
Tenure
Interest rate
Loan amount
New consolidation loan¹
Monthly repayment
Tenure
Loan amount
Monthly repayment
Tenure
¹All results from this calculator are for guidance only and do not constitute financial advice. Actual loan terms, rates, and approval outcomes may vary. Please consult with financial institutions directly for accurate and personalised information.
²Rates are capped at 30% for banks and 48% for licensed moneylenders.
Should I consolidate?
Consolidate
Current debts
Monthly repayment
Tenure
Annual interest rate
Loan amount
Total interest amount
Total repayment³
³Inclusive of interest
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Ready to apply?
Find out what debt consolidation plans you are eligible for. Simply apply to match with offers from over 70 banks and financial institutions, without obligations.
Check eligibilityHow to use the calculator
Test different repayment scenarios before you match with personalised offers.
This calculator uses the balances, payments, and rates you enter to estimate a single monthly repayment, total interest amount, and total repayment. It is designed to help you compare different repayment scenarios quickly.
This calculator does not confirm eligibility, approval, final fees, settlement shortfall handling, or institution-specific policy. Actual DCP offers may differ after document review, credit assessment, and the final terms set by the bank or financial institution.
Use the estimate to compare trade-offs. A lower monthly repayment may improve cashflow, but a longer tenure can increase total cost. A shorter tenure may reduce total interest, but only if the instalment is still sustainable for your budget.
