• Apply to borrow money at Lendela
  • Get offers of up to S$100,000
  • Compare and select the best loan
  • 4.9/5 ⭐️ on Google Reviews
Loan Amount

3 months
72 months

Your monthly payment


Singapore Fintech Association

Over 10,000 loan applications!

Find out what our great customers have to say about Lendela

Dior Tan
“Managed to get my loan”
Professional and always ready to answer your queries, not to mention all the help they find are lawful entities. I've managed to get my loan with the help of Lendela!
Dior Tan
Yong Wee
“Superb service”
Superb, helpful and efficient service. Strongly recommended to those who are in need of financial help.
Yong Wee
Jing Xiong
"Highly recommended”
Very useful platform to search for the best loan based on your eligibility. They are very helpful and accommodate your needs as well. Highly recommended.
Jing Xiong


Borrow money in 4 easy steps with Lendela:

Apply fast & easy

1. Apply online in a few minutes

Receive your offers

2. Receive offers from multiple lenders

Compare and select online

3. Compare offers and select online

Sign the agreement

4. Sign the agreement and get the money

Learn more about Lendela

We believe that all people deserve the best possible loan they can get – as well as a fast, seamless and online based application journey. We simplify the loan application process through digital technology that creates superior value and empowers consumers, whilst at the same time delivering the right customer to the right lender.

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Borrow Money Online – Lendela's guide

How to borrow money online?

Today, one doesn't have to go through a hassle to borrow money online. There are licensed companies other than banks who offer easy-to-apply loans. You can borrow money online as well. Just switch on your mobile phone or laptop, fill out your information, and wait for the approval. By doing so on a loan comparison platform like Lendela, the chances of getting approved are increasing as the application is sent to various banks and lenders at the same time.

You could get a “generous” loan amount even with an average monthly income. Just like other loans, personal loans also come in different forms. All the debtors have different packages with a cornucopia of terms to offer to their clients. To make wise decisions in desperate times, you ought to compare the different rates that are available in the market. That’s where Lendela comes in handy as well.

This article will outline all the things you need to know about borrowing money online. By using Lendela’s guide, you won’t have to worry about filling the gap between salaries, and will be able to fix any financial fiasco.

A faster and easier way to borrow money online with Lendela

Getting started is easy with Lendela. If you need support, our customer service advisor will – along with you – go through the entire application process; we will help to find the best personal loan for you. The process and requirements are so fast and simple that you could get your customised loan in just a couple of days. And the application itself doesn’t take more than a few minutes.

The most common purposes for borrowing money online

Here are the most common reasons to borrow money online in Singapore:

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Why you should borrow money online using Lendela

The best personal loans are determined on your financial situation and requirements. To help you decide the ideal personal loan package for you, Lendela sends your loan application to multiple banks and lenders, and lets you select the best interest rate and payment tenure suitable to your needs.

This is what you can get when applying at Lendela:

  • Personal loan up to S$100,000
  • Easy online application done in a few minutes
  • No processing fee – 100% free or charge
  • Your lowest possible interest rate through comparison

Loan repayment tenure: 3 - 72 months

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Lowest interest rate personal loan in Singapore

And so, what is the lowest interest rate personal loan in Singapore when borrowing money online? The reality is that it differs for each loan applicant. The lowest interest rate personal loan in Singapore will be based on the information that you submit in your personal online application, as well as the unique eligibility criteria and assessment model of each lender. Therefore, it is hard to determine what the lowest interest rate personal loan in Singapore would be for you before you have actually applied for a loan and received offers.

The easiest way to find the lowest interest rate personal loan in Singapore is to apply to multiple lenders at the same time. This way, you have the opportunity to compare the lowest interest rate personal loans in Singapore and select the one that comes with the best terms. In addition, the lowest interest rate personal loan in Singapore will be easier to find if the information that you submit in your application is as accurate as possible.

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How do I get the lowest interest rate?

Anyone who applies or considers applying for a personal loan often weighs in on the interest rate factor and the duration of the repayment. Unlike credit card interest rates, personal loan interest is normally fixed for each year of the loan tenure. The longer your chosen payment duration, the lower the monthly cost.

Apply to borrow money online with Lendela – we will help to compare various loan offers as we are getting you in contact with multiple banks and lenders in Singapore. You simply submit your application on our website and we’ll do the rest of the process for you.

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