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Lendela's Blog

Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!

What Singaporeans borrow for – Here are our most common loan purposes

There are times when everyone needs to borrow – even the best financial planning doesn’t account for certain changes in circumstances. Also, you may not want to dip into your personal savings or an emergency fund and would rather opt for a loan....

Personal loan to settle credit card debt

The sustained rise of the e-commerce industry has ushered in a simultaneous rise in credit card usage. In Singapore, cards are among the most popular payment methods. According to the 2019 Global Payments trends Report - Singapore Country...

10 tips on how to save money ahead of the holidays

The holidays are round the corner and that means showing your loved ones how much you care for them. The festive season also means planning your budget for decorations, a renovation or two at home, sprucing up your home and also your wardrobe...

Credit card(s) or a personal loan? Here are the pros and cons

One way to meet the big-ticket expenses in life is to save up for those purchases. But what if you have an unexpected expense to take care of? Or, what if you do not want to dip into your savings for making a premium purchase or taking your dream...

Moneylenders vs. banks – Here are the differences

If you reside in Singapore and if you are in need of some emergency funds to meet an urgent personal expense, you typically have two options available to you. The first, of course, is the traditional personal loan that you can avail from banks....