Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!
When faced with a financial challenge, we first want to get out of it. But how? Personal loans! Yes, borrowing out a personal loan from financial institutions or authorised banks in Singapore is the best way. Although getting a loan sanctioned can...
Are you experiencing restless nights over the mountain of debt you’re struggling to stay on top of? If so, you're not alone. In Singapore, the amount of debt that people owe is on the rise, and it's becoming increasingly difficult to...
If you're researching personal loan options, you'll likely come across the term effective interest rate (EIR). This is an important concept to understand because it provides borrowers with a standardised way of comparing different loan...
Total Debt Servicing Ratio (TDSR) is an important factor in assessing your eligibility for a personal loan. In Singapore, lenders consider TDSR when reviewing and approving loan applications. This article will explain what TDSR is, how it affects...
Getting your finances sorted and managing personal loans can be tricky for anyone, but it can be particularly challenging for a foreigner. Luckily in Singapore, foreigners are offered a range of personal loan options by banks and licensed...