Lendela's Blog

Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!

A Beginner's Guide to Establishing a Solid Credit History in Singapore

If you're considering applying for a personal loan in Singapore, it's essential to approach the process with caution and avoid some common pitfalls that many Singaporeans fall into. While personal loans can be an excellent financial tool...

CPF Personal Loan in Singapore: Definition, Eligibility, and Requirements

When you're in need of emergency funds, nothing is more stressful than figuring out the best way to secure them. Personal loans are a popular method of getting quick cash in Singapore - however, there are many options available on the market....

Line of Credit vs Personal Loan: Interest Rates & Eligibility

If you find yourself in need of some quick cash, applying for a personal loan or a line of credit may be a good option for you. The question is, what is the difference between the two and which financial product best suits your individual needs?...

Loan Providers in Singapore - All You Need to Know

Let's face it, unexpected expenses and emergencies can happen to anyone at any time, leaving us in a financial bind. In the past, people would turn to loan sharks or borrow from family and friends to make ends meet. However, these options can...

Total Debt Servicing Ratio (TDSR) & How It Affects Your Personal Loan Application

Total Debt Servicing Ratio (TDSR) is an important factor in assessing your eligibility for a personal loan. In Singapore, lenders consider TDSR when reviewing and approving loan applications. This article will explain what TDSR is, how it affects...


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