Lendela's Blog

Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!

Line of Credit vs Personal Loan: Interest Rates & Eligibility

If you find yourself in need of some quick cash, applying for a personal loan or a line of credit may be a good option for you. The question is, what is the difference between the two and which financial product best suits your individual needs?...

Loan Providers in Singapore - All You Need to Know

Let's face it, unexpected expenses and emergencies can happen to anyone at any time, leaving us in a financial bind. In the past, people would turn to loan sharks or borrow from family and friends to make ends meet. However, these options can...

What You Need To Know About Debt Repayment Scheme (DRS) in Singapore 2023

Are you experiencing restless nights over the mountain of debt you’re struggling to stay on top of? If so, you're not alone. In Singapore, the amount of debt that people owe is on the rise, and it's becoming increasingly difficult to...

Total Debt Servicing Ratio (TDSR) & How It Affects Your Personal Loan Application

Total Debt Servicing Ratio (TDSR) is an important factor in assessing your eligibility for a personal loan. In Singapore, lenders consider TDSR when reviewing and approving loan applications. This article will explain what TDSR is, how it affects...

Credit Counselling vs Debt Consolidation

If you are struggling to manage your finances, you may have considered debt consolidation or credit counselling as a way to regain control of your budget. While both could be viable options to help get you out of debt, it is important to...


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