Lendela's Blog
Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!
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Loan Providers in Singapore - All You Need to Know
Let's face it, unexpected expenses and emergencies can happen to anyone at any time, leaving us in a financial bind. In the past, people would turn to loan sharks or borrow from family and friends to make ends meet. However, these options can...
Total Debt Servicing Ratio (TDSR) & How It Affects Your Personal Loan Application
Total Debt Servicing Ratio (TDSR) is an important factor in assessing your eligibility for a personal loan. In Singapore, lenders consider TDSR when reviewing and approving loan applications. This article will explain what TDSR is, how it affects...
What You Need To Know About Debt Repayment Scheme (DRS) in Singapore 2024
Are you experiencing restless nights over the mountain of debt you’re struggling to stay on top of? If so, you're not alone. In Singapore, the amount of debt that people owe is on the rise, and it's becoming increasingly difficult to...
Credit Counselling vs Debt Consolidation
If you are struggling to manage your finances, you may have considered debt consolidation or credit counselling as a way to regain control of your budget. While both could be viable options to help get you out of debt, it is important to...
COVID-19: A review of how the pandemic changed our habits
COVID-19 struck and changed almost everything people knew and believed in. The two most impacted areas are the savings and spending habits. How have these two aspects changed?As the Singapore economy gains momentum on its recovery, consumers are...
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