COMPARE FINANCIAL INSTITUTIONS ONLINE

  • Apply online to get offers from multiple financial institutions
  • Select the best personalised offer
  • Receive your money at the best possible terms
  • 4.9/5 ⭐️ rating on Google Reviews

START HERE...

Loan Amount
$
-
+
$1,000
$200,000

Tenure
-
+
3
72

Your monthly payment

$533

SELECTED PARTNERS
DBS
POSB
HSBC
SCB
UOB
Citibank
SingPass
Singapore Fintech Association
Carousell

50,000 loan applications yearly!

Find out what our great customers have to say about Lendela.

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Stephen Del Castillo
1 week ago
Successful and smoothly.Superb service
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Firdaus Kader
1 week ago
Assisted by Fadilah from Lendela. Very friendly and helpful
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Danielle Ong
1 week ago
Prompt in helping you find the best offer in town for Loan. 5/5.
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Sal Ju
2 weeks ago
Lendela your the best 👍👍👍👍👍 With the fast,professional,efficient and patient customer service Ms...
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Yanti Bebe
2 weeks ago
My first time applied and i got the offer within an hour. I liased with Ms Fadilah. She was friendly and super...
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Hui Ling
2 weeks ago
Good website to use
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Chris Chen
3 weeks ago
A great help from Lendela , manage to secure a loan offer thru them !
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Hazrie azwan
3 weeks ago
lendela is awesome
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han solo
3 weeks ago
Really great platform! Highly recommended for their lending options
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rohaizad23
1 month ago
Helpful and trustworthy. Have help me to find the best solution for financial woes.
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DidizLynnz76 Zainizalina74
1 month ago
Friendly and helpful personal very professional
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Jan 674
1 month ago
Lendela helped me to get my first ever personal loan. Never tried personal loan services before due to stigma with ...
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martin devarajan
1 month ago
❤️❤️❤️❤️
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Ewan Johari
1 month ago
Fast and efficient process. Quick response with reliable sources to take loans
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Mir
1 month ago
Third time using Lendela, and the second time I've interacted with the staff on whatsapp, this time with Izzat....
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David Chin
1 month ago
❤️
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Saidah Saini
1 month ago
Fadilah had reached out and given me extensive options for loan application. Super knowledgeable and answers...
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Nick Wong
1 month ago
Very happy with their service, thanks to izzat for guiding me as well
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Lee Chee Khye
1 month ago
Thank you Lendela for facilitating my loan process. Very fast anf prompt response from them in finding suitable...
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J “Xen”
1 month ago
Awesome company that linked me up with great offers!
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Siti Nurul Hudah
1 month ago
Fadilah was so helpful and really help me alot with all my enquires when I have doubt. Very professional and when...
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Ka Ming Chan
1 month ago
Hassle free, no string attached
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Rozi Darla
1 month ago
Its been 2 months and I forgot to send my reviews… Thumbs Up to Wani who assist me sincerely and professionally...
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Jia Jun
1 month ago
Good experience and advice for such service
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Alun lun
1 month ago
Efficiency in work. Find the best companies which match your criteria. Will follow up status as and when, whether...
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Khairil Azfar
2 months ago
Izzat helped me source a loan and secured me a loan. 5/5
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Shersg
2 months ago
Excellent and prompt customer service. Answer to all my questions that I need to know. Recommend.
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Adam Rien (DAMMYRIEN)
2 months ago
Hassle free and seamlessly easy experience! I loved how there were an assortment of biscuits and drinks along with ...
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Roem Sihombing
2 months ago
Company and staff is very efficient in dealing with the loan. Applied on the first day and got loan on the second. ...
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Riel
2 months ago
Very useful in finding me the necessary instutions for my needs!
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Khai ABK
2 months ago
Very friendly helpful and clear about ur perpective.Efficient and fast response to the queries related to the...
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Darius L.
2 months ago
Nothing but efficient!
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Willy Kwek
2 months ago
Quick actions & response. Staff are efficient.
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Christopher Paul
2 months ago
Trusted and very pleased with the fast and smooth services.
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Amelia Teo
2 months ago
Pleasant experience, staff were patient and helpful.
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Karlhada Diary
2 months ago
Fast and reliable. Recommended!
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Shafiq Ramsay
2 months ago
Tip top and excellent customer service from Daniel! Was fast and reliable.. definitely recommended
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Apple R
2 months ago
A trusted platform to search for trusted licences money lender, Lendela staff was helpful and follow up every...
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Bryan Lee
2 months ago
Thank you Lendela for facilitating my loan process. Very fast anf prompt response from them in finding suitable...
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Frost
2 months ago
Fast response
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Eka Zaidah
2 months ago
Great customer service. Very prompt response.. Amazing!!😁👍
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Ayarose
2 months ago
Thank you Karthi for prompt messages n reminders...
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Jeffrey Ng
2 months ago
Very smooth process. Thank you for the efficiency and fast process
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Qian Xuan
2 months ago
thankyou for the assist, very helpful and patient, understanding of what I want and where I come from :)
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Y S
2 months ago
Best service especially Wani. Very professional & friendly.. Highly recommended..
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Nurul Asyikin
2 months ago
Prompt service and was really helpful. The staff is very friendly too
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Damian Bouvier
2 months ago
Lendela are not only there to help but they go out of their way in finding the best money lender who's able to...
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Cholodovech Ooi
2 months ago
Needed some money urgently from trustworthy sources and lendela provided help very promptly. I had t go through 3...
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แสง เทพจันตา
2 months ago
Experienced service and fast service
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Nurfahani Johari
2 months ago
Satisfied with their service, trying to find a better places for loan but lendela has helping alot finding...
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baba zaki
2 months ago
Lendela makes me feel not uncomfortable to check for eligibilty of loans..hassle free with fast response..clear n...
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Saravanan Muthukkumar
2 months ago
Lendela makes life much easier . Applied and got offers within an hour . Book an appointment, got approved and got ...
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Raymond Teo
2 months ago
Very fast and efficient! Thanks Wani!
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Ethan Michael
2 months ago
Outstanding service from izzat, went above and beyond in helping me source a loan. 2thumbs up
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Amyra laila Ho
2 months ago
great help in getting the loan i need.
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Great Ocean
2 months ago
Very happy with their services. Very helpful. Willing to listen and cater accordingly to your needs even having...
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zent z
2 months ago
A platform thats help. Legit and make life easy.
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Diana
2 months ago
Quick and easy. Having a selection to choose from is very helpful. Wani was kind enough to explain certain details ...
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Nora Osman
3 months ago
I did apply loan from lendela and a lady by the name of Fadilah called and talk to me over the phone,she helped me ...
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Chinna
3 months ago
Very good service
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Dhana Love
3 months ago
I'm very grateful I thought my loan won't be approved but Lendela went through extra mile to search for me and get ...
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Nazrin Hussein
3 months ago
Very efficient company. Apllied thru them was quite straight forward. Within hrs will get a pre approve....
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Seri A
3 months ago
Offers came within the hour. responsive during working hours. hassle free and concise interface. would recommend...
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Nancy Solares
3 months ago
The teller who attended me was so friendly and he explain clearly some of the question that i dont understand . Im ...
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Nurshahida Tahar
3 months ago
Hi Lendela, Customer service tip top , very friendly keep it up, approachable & quick response to my queries....
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Nadhirah Aqilah
3 months ago
Fadilah has been very helpful from the start . Thank you for the efficient service to Fadilah and Lendela 💛
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Adrian Chia
3 months ago
Caleb at Lendela answered all my questions and made the process very smooth
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Endhya LV
3 months ago
Special thanks to Fadi and Daniel , because of you two today I can be saved from trouble, may God always protect...
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Danish Shazwan
3 months ago
Good and quick services
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shar shar
3 months ago
My first time using this service. Staff take iniative to find other solutions when i was in doubt. The transaction ...
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Guo Bin
3 months ago
Kind and friendly, will attend to my request.
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Zahad Ngaiman
3 months ago
A thousand thanks to fadillah for going the extra mile to find a suitable agency..really appreciate her hardwork...
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Khaiii
3 months ago
Thanks Fadilah for the help and reaching out to address my queries! Process was really quick too!
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Man Kaur
3 months ago
Very smooth process. Thank you for the efficiency and fast process. Whoever is looking for a loan whether its for...
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vasanthan vasant
3 months ago
Good services
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Nur Azizah
3 months ago
very great experience and helpful staff always. happy to get loans via lendela as my past two experiences has been ...
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Hairul Nizmo
3 months ago
Free and easy too use .
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Vernice Tan
3 months ago
Very fast service
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Syahmi Azri
3 months ago
Lendela is not a scam. Recommended. they are very well specific and detailed about the loans they offer. I would...
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Hamizan Abd Gani
3 months ago
I'm so grateful for the fast response n keep engaging to make certain things goes as plan n with good results tkq...
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marissa sanchiqka
3 months ago
Fadilah was so helpful and sweet and made my experience with Lendela a good one. Very fast replies and updates...
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Catherine Ong
3 months ago
Fast responds, friendly and best realistic options. Solved my problem and worries within a day! Thank you very...
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Lin Kenan
3 months ago
Fast,efficient and trusted no 1 by lendela..great job by fadillah for helping me out.thank you..
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Pija Chu kama
3 months ago
friendly staff with clear explanation about the loan..guide me until i can get the approval of the loan...
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Mash Zee
3 months ago
Great experience and the service given from Karthi is tip top!! From the start till the end she has been patience...
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danial wati
3 months ago
Help me get the right moneylender .thank u lendela
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SoLawa BySyaz
3 months ago
Never disappoint!🙏🏻👍❤️
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sandeep puri
3 months ago
Amazing experience, great help and professionalism by Karthi
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Marinel Brusola
3 months ago
Fast and smooth transaction big help👍🏼👍🏼
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Sasikumar Vinjam
3 months ago
Fast and great experience, given few options to select according to our needy loan. Thanks🙏
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Sharulez Nizam
3 months ago
They person name fadilah who attenteded me was so polite and very detail about my loan that I looking for......
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Arvind Ravindran
3 months ago
They assist you throughout the process. Any queries they will be able to answer. Fast and efficient. Multiple...
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Osman Sadelan
3 months ago
Karthi has been wonderful and very patient.She deserves recognition for effort
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Adim Adam
3 months ago
Help to consolidate all my loan and help me to find best loan in town.. And all the staff in lendela is very...
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saint rigg
4 months ago
V fast process when u deal wth them...n not much to worry...
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Mohd Fazly
4 months ago
Karthi had assisted me so well to ensure that i could get my loan to my needs. His willingness to help me is...
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Haiqal Yusoff
4 months ago
Have been using Lendela quite a few times and they are reliable and quick. Pros: 1. Collate all the offers from...
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satheesh kumar
4 months ago
Thank you so much for the service u have done for me. Can recommend to others if u have any difficulty on finding...
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76MS Melvin
4 months ago
My liasing person is Fadilah, and she did a very good job by making sure everything is in order and making sure to ...
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Joseph Teh
4 months ago
Lendela is very efficient and swift in recommending the precise loan provider that is suitable to your needs. I...
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Mau Liporada
4 months ago
professional and accommodate me very fast. friendly and always answer my queries. may loan fast to approve and got ...
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Hari garan
4 months ago
Lendlela is very fast and efficient in providing the loan offers. Within the day I received the loan. Thank you so ...
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jad rawkz
4 months ago
Staff named wani, was very fast and professionally in helping customer with thier needs and will Go extra miles...
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daeng mahathir
4 months ago
Very good very fast
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Obek Jo
4 months ago
Fast and easy
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Pitchai Muthu
5 months ago
Thank you for your good support.
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Diana
5 months ago
Found them at TikTok and decided to use their service. It was so convenient that they did the searched for me.I...
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Dzul Fiqhar
5 months ago
Thank you so much for the service u have done for me. Surely would recommend to others if u have any difficulty on ...
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Fast Turtle
5 months ago
Honestly lendela is not a scam, I been served by caleb. Caleb is a friendly and nice guy, he knows which lender is ...
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Pradeep Patra
6 months ago
It was a very smooth experience
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Law CY
7 months ago
Fuss free service. Fast and reliable.
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IR caddrafter
7 months ago
Service was good. Prompt updates from time to time regarding the offers received. Overall got a good deal myself....
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L'ollonais Dani
7 months ago
Fast and reliable!
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Shuping ho
7 months ago
Very friendly and excellent customer service from Fadilah! She went to the extra miles to help me solve my...
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Rohit Prasad
8 months ago
Fast and perfect
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Liyana M
8 months ago
Fast & Efficient. Customer service, Fadilah was very helpful!
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lou hansel gonzales
9 months ago
Fuss free service. Very helpful service 👍👍
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sya pynk_owl
10 months ago
Highly recommended 👌 wani gives tip top service💪🏼💪🏼💪🏼
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MAMAT NALOR
10 months ago
Contacted By Wani to assist me with my loan application . FAST and EFFICIENT . LOAN Application Becomes Easier ,...
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Analiza Pascual
10 months ago
Thanks fadilah and lendela. Nice experience
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Thuzar Thein
10 months ago
Thanks you so much for arrangement. Got loan within one day
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honeybee120sg
10 months ago
Great customer service and fast response! Recommended!
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Rizal Irfan
11 months ago
F from lendela is super helpful and prompt in response, thank you for the best service!!
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Amazing Kitchen Healthy Lifestyle
11 months ago
Very Good service. Legit. Very accommodating. Thank you
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Muhammad Nasruddin Bin Marjuki
11 months ago
Great system in finding the best loan providers for you. Excellent follow ups and assist greatly in reminding and...
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Kumar Ashok
11 months ago
Very nice advisor n financial matters and very responsive
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Mohd Ashik
11 months ago
Fast respond from Miss Wani Landela. Thanks Miss Wani and Landela staffs.
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Noor Abd
11 months ago
Easy, fast and friendly service!
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Kassim Ismail
11 months ago
Very good thanks lendela👍
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H R
11 months ago
Was skeptical about all this third party middle person to get the best moneylender but decided to just try despite ...
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Danial Memel
1 year ago
Quick, friendly staff that is willing to answer any questions, felt like we are their priority.. good job!
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Ivan Yeo
1 year ago
Very efficient and good in recommendations.
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Affandi Abdul Rahim
1 year ago
Doing a good job find the right lender to give a help when we need urgent matter...
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June Tew
1 year ago
The staff at the company was great help. They made the process easy. Lenleda staff also did a close follow up.
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Krait
1 year ago
Was sceptical initially but officer wani was helpful in helping me getting a debt consolidation loan to clear off...
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Muhammad Sofie Abu Bakar
1 year ago
Thumbs up to this company and also for the excellent customer service from Fadilah! She went to the extra miles to ...
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fauzi BA
1 year ago
Hands down no scam. When I first saw the ad at City Hall MRT I wondered what they were all about. I used to take...
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kambing gurun
1 year ago
If you are in need of urgent cash...Lendela is the best platform where they will search for you all the...
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Nuur Syuhan
1 year ago
Wani has been a great help for me since day 1 and she even went on her extra mile to help seek to my most...
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Kevin Phua
1 year ago
Super good, very efficient. Very happy
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Noorhayati Senin
1 year ago
Received 3 offers within 24 hours of application via Lendela. Once you forwarded all the required documents, the...
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Khai Hsing Ng
1 year ago
Friendly and helpful
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Muizudeen Mohammad
1 year ago
Very professional, smooth transaction and less waiting time.
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Eugene Foo
1 year ago
Good Customer service received from Lendela. Because of their dedication, I am able to find a suitable Money...
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Mohd Husni Hamidi
1 year ago
Good Service by Lendela.Find the suitable solution for emergency need.Assist by experienced staff Fadilah. Very...
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dollies 21
1 year ago
Friendly,safe and hassle free... thanks to Fadilah nice service and very detail. And thank you Lendela team highly ...
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T_
1 year ago
It's a great platform to getting know of the pre- approved loans from different licenced money lenders according...
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Lyna Nazri
1 year ago
Accurate info. Fast approval. Very friendly customer service. Will use Lendela again and recommend to my friends.
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xPyy GT
1 year ago
Very Helpful.. Help me get the loan i wanted within a day. very fast and efficient. staff were polite too. very...
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Marie Erucelle Rodriguez
1 year ago
They will really find the best loan company for u and let you get the amount u need..
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Joe J
1 year ago
It was fast and private. With all the necessary documents, I got my loan within half an hour. Thank you so much...
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Miss Zue
1 year ago
Thank you Lendela for helping me with the right lenders though my exceed limit
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Nur Azhar Osman
1 year ago
When in need of loan, look for lendela! Reliable and trustworthy company. They will eventually look for company to ...
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Mohamed Alfiean Bin Ali
1 year ago
Thanks Wani for the great help
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Zheng Zhong Ren
1 year ago
Very accurate description. I had my loan of 2.5K obtained quickly as described. Very friendly customer service....
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AJ Tan
1 year ago
Friendly and helpful in their recommendations and proper guidance.
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Suffian Synyster
1 year ago
Great experience with Lendela, super efficient with the services. Thanks for helping Ms Wani...
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Muhd Amirul
1 year ago
Excellent customer service. No pressure was enforced in taking up a loan and was really impressed with their...
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Mathan BioMech
1 year ago
Very helpful with what I'm looking for.
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Mohamed Fadhil
1 year ago
Great experience with them, super efficient and kudos to Ms Fadilah for being such a great help! Thumbs up!!
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Max Yuan
1 year ago
Good follow up by them even took the extra mile to assist us even we feel there is not much hope thanks!
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Witawat Choo
1 year ago
Had made two loans through Lendela. Website is easy to use and straightforward. After accepting loan offer, the...
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fiewan ejal
1 year ago
Fadilah was very remindful and has help me in choosing which loan offer to choose from. Kudos to her and lendela....
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Jeffrey Yeo
1 year ago
Good and friendly response. ❤️
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MyLead365
1 year ago
I had a great experiences while looking for financial assistant and was helped by your staff, Fadilah. She helped...
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alicia jo
1 year ago
Loan was efficient and convenient
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Khairul Ismail
1 year ago
Awesome platform. Thank you
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Artalex . Me
1 year ago
It's very convenient to use. It searches possible loan offers as much as it can for you (within a few hours). Then ...
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Jas Nora
1 year ago
Such a hospitably and a family friendly staff.. Psst.. can i join you guys..☝️👍
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Danial Abdullah
1 year ago
Lendela was very efficient in providing me the recommended money lenders for me to apply from. It provided me the...
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Ryo Tetsuya
1 year ago
Lending money can be a hassle, but Lendela helped in cutting down the time needed to search for the right...
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Farid Zin
1 year ago
Fast and efficient. Pleasant transaction.
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Muhammad Amiruddin Said
1 year ago
Was kinda skeptical abt it but it was a smooth journey from the start till the end; from me asking them questions...
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Ganesh Parveenth
1 year ago
Very satisfied with their service. Very Friendly and understanding. Definitely recommended 👌🏾
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Zelly teo
1 year ago
they were really fast and efficient to provide the necessary help that i was seeking for :)! excellent
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Afiq Bourne
1 year ago
Wani is professional and a great asistance in answering any queries. She also follow up on client's approval.
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Amin 1908
1 year ago
Best assistance ever.....
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abdul aziz mohd
1 year ago
Staff is very friendly and very helpful too. Explain eveything in detail about the loan to borrower. Two thumbs...
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Hidayah Idros
1 year ago
Efficient and helpful staff, Wani. Never fail to update and assist on my enquiries. Trusted and reliable broker....
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Gabriel Goh
1 year ago
Lauren was super helpful and quick, helping me to find a lender in less than 30 mins. The lender she found was...
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Zhi Xiang Low
1 year ago
Extremely helpful and great patience by Wani, as it was my first time getting a loan, she guided me throughout the ...
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Keerthi Rao
1 year ago
The agent was able to offer me a loan real fast and I got thr loan as well. Great service!/
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Jay Ho
1 year ago
Great service from start till end. I had a short time frame to source for a loan. Rather than pushing to close the ...
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Jason Thng
1 year ago
Very friendly staff. Excellent customer service. Was able to find me a loan that I am comfortable to pay off with...
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ZZ
1 year ago
Fadilah, Thank you so much for your hospitality in keep following up for me and immediate replies keep up your...
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nabilul fikri
1 year ago
D and help me out to The Times I need the money and try to solve from the point when the new I can help me I...
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Haizel Nur
1 year ago
Their service was super solid and their staff go out of their way to help. I love you wani!! 😆😆😆
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Yvette Yin
1 year ago
Very friendly staff. Excellent customer service. Was able to find me a loan. Just need to attach all the required...
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Siti Nuriana
1 year ago
At first ,it might look like a scam website. So I gave my shot to try out and realized it's actually not.For those ...
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Chng Kee Chin
1 year ago
Quick and fast response. Efficient in expediting the approval of the loan :)
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Jade Yati
1 year ago
Lauren has assisted me on my loan, He is so helpful. I eventually gotten a loan with Lendela Help. Thank alot...
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Amirul hakim Mohammad
1 year ago
Everything went smoothly
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Zainul Chia
1 year ago
Absolutely amazing, help in alot of ways. Very recommended
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Mohamad Firdaus
1 year ago
Fast reply :) they will find you the best moneylender within your budget. Highly recommended.
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Sharen Raj
1 year ago
It was a great experience for me..the service Fadilah served was really impressive!! Good deal and perfect for...
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papa yoss
1 year ago
very Friendly stuff , good service & helpful in loan .. thank you so much Fadilah !!🙏👍😊
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Kc Yoon
1 year ago
Started looking for a loan late last night, got onto Lendala....received offers within the hour..confirmed my...
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Hock Min Ng
1 year ago
谢谢Lendela Pre.Ltd这平台,感谢Lauren的帮助,👍👍👍。
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joshua henry
1 year ago
Lendela helped me find a good and legit company to get a loan. Lauren assisted me. She is so helpful with me, the...
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Mad Ness
1 year ago
Lauren provide a great service for LENDELA! definitely worth your time
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Gopinath Pillai
1 year ago
Wani of Lendela was extremely professional and very helpful. She went out of her way to assist me
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Chen Zhenxiang
1 year ago
For the amount of loan and repayment requested it was hard to find any company that's willing to lend....
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Ami Vynes Lee
1 year ago
I was assigned by Fadilah from Lendela to assist on my loan. She called me and start with a welcoming greeting,...
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Abdul Faizal
1 year ago
Ease of applications and approval. Thank you for facilitating the loan.
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Nurfitrah Sanchez
1 year ago
Wani has helped me efficiently! I was able to secure a loan fast and well detailed. Appreciate it alot.👍
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Zac Haris
1 year ago
Lauren has been a great help and she follow through with me until I successfully get the loan i im looking for....
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Raymond Chur
2 years ago
Really do appreciate Ms Wani for the great help! Believe is the best deal and service that Ms Wani had introduced. ...
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Zainal Saadon
2 years ago
Thank you so much Ms Lauren for your assistance that I'm able to get my loan from lender today.I was so happy the...
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Sutrisni Norazmi
2 years ago
Thank you Lendela! Ur help is vvv much appreciated. My loan is approved within 30minutes! So relieved! Thank you...
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James starshire
2 years ago
Cool team, awesome platform. Person who helped me was super friendly and super efficient. Got a loan within the day
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Dean Junior
2 years ago
I felt relieved and glad that my loans were approved by the Company and even Lendela staff Miss Fadilah went a...
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Zie Mohd
2 years ago
Thanks Wani for follow up till to the end. Overall process was smooth and make feel much better. Thanks a loads!...
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Yusaini Rasyidin Razak
2 years ago
Everything is easy with Lendela, the loan offers was surprisingly quick for a first time experience. Lauren was so ...
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DENNI0 ???
2 years ago
So many finance broker, this is truly trusted one, able to provide your financial need expection request. Customer ...
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Stephen Chua
2 years ago
Meticulous service with timely follow-up.
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Zara S.
2 years ago
Hassle and fuss-free. Fadilah was very patient to assist me in applying and clarifying my queries. It was a fast...
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Hans Ahmad
2 years ago
Good service and very helpful... Thank you so much.
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Nazruddin Sanchez
2 years ago
Really appreciate the help given by Fadilah. Thanks to her I was able to secure a loan fast and easy. Very...
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Muhammad Syazwan Ghani
2 years ago
Had a great and wonderful service with Lendela Pte Ltd. From application to receiving my loan all within 24hrs....
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Ruhaizat Yazid
2 years ago
Great service.. Lendela really supported me when im really in need. Thanks guys
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Mohd Loqman
2 years ago
ʟᴇɴᴅᴇʟᴀ ɪs ɢᴏᴏᴅ ᴘʟᴀᴄᴇ ᴛᴏ ᴇɴǫᴜɪʀᴇ ᴀʙᴏᴜᴛ ʟᴏᴀɴ. ᴛʜᴇ...
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MechFunc Autopilot
2 years ago
Awesome and friendly customer service , fast and efficient transaction, clear explanation and advise on product...
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Wesley Hii
2 years ago
Really hassle free and smooth transaction. Enquired personal loan in and got my cash 💰 in the afternoon, whole ...
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K K
2 years ago
Highly recommended for their service! Amazing patience and detailed follow up! Kudos to Fadilah! Really appreciate ...
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Muhsin Nuruddin
2 years ago
A place where you need help financially and with flexibility to commit . They will do the search for you! And...
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Muhd Rian
2 years ago
Great experience. Fadilah delivered a great service. Really helping me out and sort for me the loan i needed. The...
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Johnny Teo
2 years ago
Fast and efficient manage to get the loan with one of the licensed Moneylender at low interest
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Haneyy Joslin
2 years ago
Thank you lendela for this opportunity! Biggest thank you to Wani for helping me throughout the process!
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Ariel Joyce Kho
2 years ago
Ben is really helpful and patient as he suggested the best loan for my situation with the most reasonable...
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Alfoind NG
2 years ago
Excellent site. Save me trouble sourcing different moneylender for best installments plan. Making this journey...
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Yong Wee Necro Lee
2 years ago
Superb helpful and efficient service from Ben. Strongly recommend to those who in need of financial help :)
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Fi Ryan
2 years ago
Thank you lendela for giving me an opportunity to have a quick loan in my desperate time , thank you mr ben for...
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JCM
2 years ago
Very friendly staff. Excellent customer service. Was able to find me a loan that I am comfortable to pay off with...
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poh angie
2 years ago
Due to COVID-19, my loan applications to banks were unsuccessful as I only started working for 2 months. Even...
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Gareth
2 years ago
I found Lendela through google search as i was in need of a personal loan. Reading through the positive reviews i...
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Chew Clover
2 years ago
Ben is friendly, helpful and informative. Really appreciate for his help! :)
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Rahmat Rizzuandi
2 years ago
Awesome service and honest staff!
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AJF Writes
2 years ago
I found my experience with Lendela efficient and professional. Would also like to commend a staff by the name of...
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Timothy Marc
2 years ago
Danny is really helpful and was patient answering all my questions and helped !me get a food deal. Greatly...
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Soler X2
2 years ago
First of al l ,i will like to thanks Danny From Lendela , for providing me options for my loan and the loan went...
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15Y6C23 THNG JING XIONG
2 years ago
Very useful platform to search for the best loan based on your eligibility. They r very helpful and accommodate to ...
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Muhammad Fauzi
2 years ago
Fast processing! Affordable interest rate .. highly recommend!
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Muhd Hanif
2 years ago
Was assisted by Lendela and everything went smoothly without any hassle. With the right guidance and patient, i...
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Calvin Oh
2 years ago
Good job from Ben to introduce me a good moneylender company and was given a loan amount and repay back in 6...
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Inul Jariah
2 years ago
I was assisted by Ben. He is very efficient and give advise perfectly. I got my loan approved smoothly.. I am...
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Candy Wong
2 years ago
Danny is really helpful! Went all the way to help me find a lender who's willing to help me! Lots of follow ups...
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kinetic candy
2 years ago
Ben was nice and patient in making sure everything went smoothly. Thank you so much for your help! Appreciate it.
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AizTheJoker HaHaahaaha
2 years ago
True great experience, really help me alot, Danny from Lendela when the extra mile to explain,assist & guide the...
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fadly sven
2 years ago
the swift replies..the prompt responses..the friendly, patience and clear answers we got from Ben was super...
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Vikramraj Shanmugan
2 years ago
I had applied for a Loan through Lendela online and within an hour got a call from Ben. Ben was really helpful and ...
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Annz Aanis
2 years ago
Ben assist me and give me hope that my chance of securing a loan is there eventhough I know its quite impossible....
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Kathy Roland
2 years ago
They must be sorcerers. They managed to get back to me and I wasn’t expecting much, but Ben managed to help me...
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Tee
2 years ago
Interesting idea with great assistance.
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M Khiril Eirsyed
3 years ago
Great help and assistance from Ben. The process is very quick and reliable. Assisted me throughout the process and ...
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Zac Zaini
3 years ago
Lendela is very efficient and reliable. They manage to recommend me company which meets my Criteria.. Their staff...
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Nurhayati Natasha
3 years ago
Was assisted by Ben and it was so smooth without any hassle. With the right guidance and patience, i was able to...
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Shamen Heng
3 years ago
My experience was excellent. Staff by name Ben helped me thru the process patiently and promptly tat made my loan...
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Sahim Sedik
3 years ago
Received the reply on the next day about the loan from Izwan. Even though decided not to apply but still positive ...
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TASH DYY
3 years ago
Speedy replies! Excellent services with fast response for our application. Highly recommended.
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Lim (mouseboy)
3 years ago
Very helpful and follow up even when the referred company didn't reply
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Erick Chng
3 years ago
very proactive following up on the status and outcome of the application. prompt and friendly sales rep who shared ...
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Iziaki R
3 years ago
Good service fast response great replies and thanks for getting back with our offers
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Mrdtux Rdtu
3 years ago
Friendly and fast communication

MULTIPLE OFFERS AT YOUR FINGERTIPS

Find the best loan offer with Lendela:

Apply fast & easy

1. Apply online with Lendela to find the best financial institution in Singapore

Receive your offers

2. Receive & compare multiple tailored offers

Select you preferred loan

3. Select you preferred loan and receive your money

Learn more about Lendela

Our goal is to make your loan application process quicker, simpler and more transparent. As Singapore’s only true personal loan comparison service, we support you all the way from application to disbursement. Click below to read more about Lendela and how we empower thousands of loan-seeking Singaporeans every month.

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HOW TO FIND THE RIGHT FINANCIAL INSTITUTION IN SINGAPORE

We are partnering with banks and financial institutions in Singapore to ensure that you get the best possible terms when you apply for a loan with us. However, before doing so, there are a few important things to know about financial institutions. Read our handy guide below to get on top of the subject, so that you can be sure how to find the best financial institution in Singapore.

What is a financial institution?


In Singapore, there are 150+ financial institutions operating under the verification and approval of Singapore laws. Just like regular banks, financial institutions in Singapore are entitled to provide credits and loans to the Singaporean population, as well as perform credit checks to ensure their applicants' credit rating and eligibility for a loan. Like banks, financial institutions in Singapore provide both secured loans (e.g. car loans and mortgages) and unsecured loans (personal loans, debt consolidation plans etc.)

As part of the loan industry in Singapore, all financial institutions are obliged to operate under strict regulations. The regulations cover subjects like loan terms (tenure, interest rate etc.), marketing guidelines, and much more. As a borrower, you are legally obliged to fulfil a loan contract with a financial institution.

Most financial institutions in Singapore provide online application options on their websites for their customers.

What is the difference between a financial institution and a bank?


The main difference between a bank and a financial institution in Singapore is the loan terms that they normally offer. While banks in most cases focus on providing higher loan amounts with a longer repayment period (tenure), financial institutions in Singapore are normally offering slightly smaller loans with a shorter tenure.

Having said that, the chance of getting a loan from a bank is normally lower than getting it from a financial institution. The reason for this is that the banks are more restrictive in offering unsecured loans and normally require more from the applicant in terms of monthly income, savings and credit rating.

In conclusion, it can be said that banks and financial institutions are catering for slightly different customers. If you are eligible to get a loan from a bank, these loans will most likely save you money through better loan terms (like lower interest rate), but if you don't meet the banks' requirements, there are several good financial institution options for you to get the money that you need.

How to avoid unlicensed scammers and loan sharks


The society is full of different actors and unfortunately, there is a fair share of illegal players operating in Singapore today. These illegal actors can be anything from online scammers running a nice-looking website with a made-up license number, to straight-up loan sharks operating in the streets. It is needless to say that it is of great importance that you stay away from these type of people and companies. But how will you be able to separate an illegal loan scammer from a financial institution in Singapore? Here are some signs that the party you are engaging with isn't licensed:

  • The scammer is willing to grant you a loan without performing a proper background check on yourself and your financial situation (e.g. if the person approves your loan inquiry via phone or e-mail before having received and assessed a proper loan application, including supporting documents such as payslips and bank statements)

  • The scammer keeps a part of the agreed loan amount away from you

  • The scammer refuses to provide you a copy of the loan agreement

  • The scammer doesn't explain the loan terms (such as repayment plan, interest rate and fees) to you in a language that you understand

  • The scammer keeps any of your personal ID documents (such as SingPass ID and / or password, NRIC card, driver’s licence, passport, work permit, employment pass or ATM card) in "exchange" for the loan

If you encounter any of these behaviours or practices, know that you are probably dealing with a loan shark in Singapore and avoid falling into their trap. In addition, you should report the misconduct to the Singapore Police Force, along with the loan shark's name, license (made-up or real) and contact information.

Taking up a loan from a financial institution in Singapore


As any bank, financial institutions in Singapore are allowed to offer any loan amount if the loan is secured. However, there are some rules for unsecured loans (personal loans) when it comes to maximum amount that you can borrow from a financial institution:

Singapore citizens and Permanent Residents (PRs):

  • With an annual income that is less than $20,000, you are allowed to borrow max. $3,000

  • With an annual income of at least $20,000, you are allowed to borrow max. 6 times your monthly income


Foreigners residing in Singapore:

  • With an annual income that is less than $10,000, you are allowed to borrow max. $500

  • With an annual income of at least $10,000 and less than $20,000, you are allowed to borrow max. $3,000

  • With an annual income of at least $20,000, you are allowed to borrow max. 6 times your monthly income

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Interest rates and fees for financial institutions in Singapore


The max. interest rate that financial institutions in Singapore can charge is 4% per month, no matter the applicant's income or if the loan is secured or unsecured. If you fail to repay the loan in time, the max. rate of late interest that can be charge by a financial institution, is also 4% per month, for each month the loan is repaid late. The interest rate is based on the amount that is left to repay from the loan and not the amount that is already repaid. Late interest rate can only be charged on the amount that is repaid late and not the outstanding amount that isn't yet due to be repaid.

There are also restrictions when it comes to loan fees imposed by a financial institution in Singapore:

  • A fee can't exceed $60 for each month of late repayment

  • A fee can't exceed 10% of the principal of the loan when a loan is granted


However, a financial institution has the right to ask the borrower for compensation for legal costs if the financial institution's claim for the recovery of the loan turns out to be successful in court.

IMPORTANT: The total charges on any loan, including interest rate, late interest rate and various fees, can't exceed an amount corresponding to the principal of the loan.

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How good credit score can help you enjoy lower interest rate


As you can see, the interest rate that a financial institution in Singapore can charge borrowers varies quite a lot. To determine the interest to charge, your credit score comes into play. So, if you qualify for a loan from a specific financial institution, the cost of the loan is likely to be lower if your credit score is excellent. Here are some useful tips to ensure you have the best credit score for lower interest rate loans in Singapore:

  • Get a copy of your credit report to check if it has errors. If you note any, ask the Credit Bureau Singapore to correct them before commencing your loan application in Singapore.

  • Try staying away from credit card purchases. When you make new credit card purchases they are likely to raise the credit utilisation rate, which contributes to a significant percentage of the credit score. The higher the balance, the more your score is likely to get impacted negatively.

  • Start by paying off past dues. About 35% of your credit score is based on your payment history. This makes it one of the most important components if you want to push up the credit score for low-interest loans from the best financial institutions in Singapore.

  • Avoid making new credit card applications. As long as you are on a mission to rapidly improve your credit score, making a new credit card application is likely to hurt as opposed to help. Since your credit accounts and number of hard inquiries make 10% of your credit score, avoiding them sends a signal of financial stability, which boosts the score.

  • Contact your creditors. This can be a hard one, but it works when you are trying to boost your credit score. When you reach your creditors to tell them about some hardships that might make your monthly payment(s) delay, they might be able to help. You will be surprised how these creditors want you to improve your situation and have a healthy financial life.

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How to find Singapore's best financial institution


Luckily, this is the simplest part. You are always encouraged to "shop around" for a financial institution loan, to make sure that you eventually select an offer that is decent and comes with the best possible loan terms. However, the process of comparing all your loan options from financial institutions can be very cumbersome, as it requires multiple application processes. This can also affect your credit score negatively, as multiple credit checks risk to deteriorate your credit rate, which will affect your future chances to get a loan or credit.

This is where Lendela comes in. We help you apply with multiple Singaporean banks and financial institutions at the same time, via just one online application form. After your application has been sent to the banks and financial institutions, we will notify you as soon as you receive an offer, and eventually help you compare all your options and select the loan offer that suits you the best. We stay with you all the way until your loan is disbursed and our service is completely free of charge.

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