Lendela's Blog
Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!
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A guide to mortgage interest rates in Singapore
When purchasing a property or refinancing an existing mortgage in Singapore, understanding mortgage interest rates is crucial for making informed financial decisions. This guide explains the key types of mortgage interest rates available in
2025 CNY Ang Bao rates in Singapore: How much should you give?
With Chinese New Year just around the corner, Singaporeans are gearing up for one of the most cherished traditions: giving and receiving ang baos (red packets). This symbolic gesture represents good luck, blessings, and prosperity. But each year
Mastering the Mortgage: What is the difference between a fixed and a floating home loan
Choosing the right interest rate package for your mortgage is a critical decision that can significantly impact your finances. Each rate type has its own advantages and trade-offs, and the right choice depends on your financial goals, budget, and the
Mastering the Mortgage: How to refinance your home loan in Singapore
Refinancing a mortgage — also known as a home loan in Singapore — is a big decision, and it’s normal to feel a little overwhelmed by the process. Whether you’re hoping to lower your interest rate, reduce your monthly repayments, or free up cash for
Mastering the Mortgage: A guide to choosing the ideal home loan in Singapore
Buying a home is probably one of the biggest milestones in every Singaporean’s life, but finding the ideal mortgage — also referred to as a home loan — can quickly become overwhelming with so many options and a world of jargon.Before you give up, a
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