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Lendela's Blog

Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!

Borrower alert: How do you avoid falling prey to loan scams?

COVID-19 has had many unpleasant effects on the lives of individuals across different age groups. Many people, often in the early stages of their careers and sometimes even at their peak, have been laid off. Pay cuts have also become increasingly...

COVID-19 cheat sheet: 7 ways to save money during the crisis

The COVID-19 pandemic has hit many households hard so far, and with job losses, pay cuts and rising prices, it has become necessary to tighten the purse strings and save up for any unforeseen emergencies. As the trends in the near future are...

What you need to know before applying for a personal loan

Do you want to take that long-pending dream vacation? Or maybe consolidate all your debt and streamline your finances? Or, perhaps, you want to give your home a facelift? Whatever your goals may be, a personal loan is a one-stop solution that can...

The basics of loans

Did you know there are different types of interest rates? Effective interest rate (EIR) Applied / Flat interest rate (AIR / FIR) Don’t be confused or fooled by these complicated terms. AIR/FIR is the actual interest rate that the bank...

Time for a house? Buying your first home (BTO, resale, sale of balance flats)

Thinking of proposing? Marriage and children around the corner? Or just looking to move out and live independently and away from your parents? Buying a home will be the most important financial decision you will make in your life. Unless you have...