Lendela's Blog

Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!

Credit card(s) or a personal loan? Here are the pros and cons

One way to meet the big-ticket expenses in life is to save up for those purchases. But what if you have an unexpected expense to take care of? Or, what if you do not want to dip into your savings for making a premium purchase or taking your dream...

Moneylenders vs. banks – Here are the differences

If you reside in Singapore and if you are in need of some emergency funds to meet an urgent personal expense, you typically have two options available to you. The first, of course, is the traditional personal loan that you can avail from banks....

Debt consolidation – This is how it works

Credit facilities can be extremely beneficial if you know how to practice financial discipline. But for people who have a harder time keeping track of overdue payments, falling into a debt trap is inevitable. Taking on more loans to repay existing...

Here are the most common loan types in Singapore today

Designed to help individuals as well as businesses bridge the gaps in their financing, loans are among the niftiest products developed in the financial sector. Singapore’s financing landscape is dotted with various kinds of loans, many of which...

10 things you didn’t know about loans

Over the course of your life, you may have many personal and professional goals you will want to accomplish. It may be buying or constructing a house, owning a car, traveling the world, or even starting your own business venture. One way to...