Lendela's Blog
Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!
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Steps for Buying a Resale Flat in Singapore
Weighed your housing options and finally settled down on getting a resale flat? Congratulations! However, not all is done yet and paying for one is not as simple as just getting a home loan from the Housing Development Board (HDB) or your...
Are Personal Loans the End of Credit Cards?
The Monetary Authority of Singapore (MAS) reported that card billings hit an all-time high in 2021 with an estimated value of 64 million SGD – a whopping 27 per cent increase over 2015! But did you know that there is an unlikely alternative to...
Are Personal Loans During High Inflation a Bad Idea?
We’re now in a period of high inflation!The Straits Times reported on June 16 that interest rates had been raised by "75 basis points," the largest increase since 1994, in response to the inflation surge caused by “the war in Ukraine and...
You should not take a personal loan for…
Personal loans are suitable for basically anything – well, almost. Even though personal loans seem to advertise themselves as a loan for anything under the sun, here are a few situations in which you should not take out a personal loan.High-risk...
Checklist Before Taking Up a Personal Loan in Singapore
You've already decided to take out a personal loan... But how does one go about doing it? Before you go in to apply for what could be your first personal loan, there are a few things you should cross off your list.1. Get your identification...
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