Lendela's Blog

Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!

The basics of loans

Did you know there are different types of interest rates?Effective interest rate (EIR)Applied / Flat interest rate (AIR / FIR)Don’t be confused or fooled by these complicated terms. AIR/FIR is the actual interest rate that the bank charges whereas...

Time for a house? Buying your first home (BTO, resale, sale of balance flats)

Thinking of proposing? Marriage and children around the corner? Or just looking to move out and live independently and away from your parents? Buying a home will be the most important financial decision you will make in your life. Unless you have...

What you need to know about car loans

Expecting your first child, getting your first big bonus, needing a car to fetch your in-laws? We all want or may need a personal car, but may not have the financial capacity to buy a car just with a snap of a finger. Even if you do not have the...

Why are cars in Singapore so expensive?

We all have complained and heard friends from overseas asking why cars are so expensive here in Singapore. With only 9081 km of roads in Singapore, we can only imagine how clogged the roads would be if cars and vehicles were similarly priced to...

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