Lendela's Blog

Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!

How to budget for a property purchase in Singapore

Buying a home in Singapore is a significant milestone, whether you’re a first-time buyer or looking to upgrade or downgrade your property. With close to 89.7% home ownership in Singapore, the city is known for its efficient housing system and high

What are the differences between HDB loans and bank home loans in Singapore?

Purchasing a property in Singapore often involves choosing between two financing options: an HDB loan or a bank home loan. Each has distinct features tailored to different financial needs and goals. This guide outlines their key differences to help

A guide to mortgage interest rates in Singapore

When purchasing a property or refinancing an existing mortgage in Singapore, understanding mortgage interest rates is crucial for making informed financial decisions. This guide explains the key types of mortgage interest rates available in

2025 CNY Ang Bao rates in Singapore: How much should you give?

With Chinese New Year just around the corner, Singaporeans are gearing up for one of the most cherished traditions: giving and receiving ang baos (red packets). This symbolic gesture represents good luck, blessings, and prosperity. But each year

Mastering the Mortgage: What is the difference between a fixed and a floating home loan

Choosing the right interest rate package for your mortgage is a critical decision that can significantly impact your finances. Each rate type has its own advantages and trade-offs, and the right choice depends on your financial goals, budget, and the

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