Lendela's Blog

Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!

A comprehensive guide to short term loans in Singapore

In Singapore, short term loans are becoming popular among people who need quick cash. In this article, you will find out everything there is to know about short term loans in Singapore, including where to get them and how to apply for them.What...

What is the Interest Rate at Pawn Shops in Singapore?

Do you find yourself in need of quick cash but hesitant to approach traditional loan providers or friends and family for financial help? Then, a pawn shop is the answer you've been looking for. Although pawn shops were once associated with...

How Much Personal Loan Can I Take in Singapore? - Maximising Your Borrowing Potential

When faced with a financial challenge, we first want to get out of it. But how? Personal loans! Yes, borrowing out a personal loan from financial institutions or authorised banks in Singapore is the best way. Although getting a loan sanctioned can...

What's Effective Interest Rate (EIR) in Personal Loan & How Do You Calculate It?

If you're researching personal loan options, you'll likely come across the term effective interest rate (EIR). This is an important concept to understand because it provides borrowers with a standardised way of comparing different loan...

Total Debt Servicing Ratio (TDSR) & How It Affects Your Personal Loan Application

Total Debt Servicing Ratio (TDSR) is an important factor in assessing your eligibility for a personal loan. In Singapore, lenders consider TDSR when reviewing and approving loan applications. This article will explain what TDSR is, how it affects...

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