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Loan Amount
Loan Amount

Your monthly payment

$ 533

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Singapore Fintech Association

70,000 loan applications yearly!

Find out what our great customers have to say about Lendela.

spawny zul
7 hours ago
Is my best experience with Lendela, the officer are all very helpful with us in many ways. Even we were turn down...
Alexander Ow
1 day ago
Great recommendation of the best interest for the borrower, highly recommended!!!
Lin Xiyang
2 days ago
Well done.fully recommended
Jia Jin
5 days ago
Loan approve quickly and and to have higher value
Noor Shahirah Jamaluddin
5 days ago
Dharan was very helpful. I was not able to get a loan from one of the LML, but he quickly recommended another one...
Salsad Sedona
1 week ago
The process was abreeze. With help from Sumi who recommended me to a reliable source for loan. Lendela is a...
Sachin Singh
1 week ago
I got Help from Lendela They Helped each and every time to get finaces when i am need
1 week ago
Very helpful and efficient Very concern and reliable
Hidayat Sabirin Cikgu (TetsuYat)
1 week ago
I was served by Mr. Dharan and his services are fantastic and awesome. These are the two words best described his...
Mohamed Taufiq
1 week ago
Efficient and easy. Staff, Dharan was incredibly helpful and supportive in the process
Mariana Buang
1 week ago
Very helpful & spoken to Fiza
1 week ago
Efficiently replies of offers through the apps. Safe secure of personal particulars. Good and polite service and...


3 steps to your student loan:

Apply fast & easy

1. Apply online in a few minutes

Compare your offers

2. Compare student loan offers from multiple banks

Select and get money

3. Select offer and get the loan

More about Lendela

Our goal is to make your loan application process quicker, simpler and more transparent. As Singapore’s only true personal loan comparison service, we support you all the way from application to disbursement. Click below to read more about Lendela and how we empower thousands of loan-seeking Singaporeans every month.

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Lendela is happy to help you finance your studies, no matter if you want to attend a part-time course in your spare time or are studying full-time for a university degree. Here, you will find some useful information on education loans and how we can help you find the best loan offers.

What is a student loan?

Getting an education is a great life experience and can help build a solid foundation for your future career. Yet, there is no denying that it can be very costly, and financial support is often needed for many students throughout the course of their studies. Getting a loan to finance your education is a convenient solution for individuals who are studying in addition to working.

Simply put, a student loan is a loan that is taken to cover tuition, fees, dormitory, study material, and other additional costs connected to one’s studies. Many banks offer dedicated student loan products with their own interest rates, terms, and arrangements, but in many instances, a standard personal loan can work equally as well to cover the studies. Normally, all study or student loans fall within consumer loans, and once approved, just like any other loan type, the funds are to be reimbursed at regular monthly intervals. The repayment sum comprises the principal in addition to the interest. The interest rate for education loans is set according to the personal and financial summaries of the borrower.

How do I compare student loans?

Finding and comparing student loans is much easier than you think. With Lendela, all you have to do is to fill out a simple application form, and we will do the work for you. In the application, select "Education" as your loan purpose, which indicates that you are applying for an unsecured education loan to cover your studies. Once submitted, we will send your application to all the banks and financial institutions that we work with, simultaneously. When each bank and financial institution has assessed your application, they will return with a pre-approved study loan offer based on your personal circumstances, which you will be able to view in your Lendela account. You can then compare multiple student loan offers available to you from various banks and financial institutions and determine which loan option has the best interest rate and is most suitable for you.

Once you have made your decision and selected a study loan option, the bank may need some additional information from you before granting you the finaloffer. All of this takes place online at, is completely free, and comes with no obligations on your side. If you have questions or hesitations during the application or disbursement process, our skilled and highly experienced Customer Relationship Team will be there to help at any time.

Am I qualified to apply for a student loan?

To qualify to apply for a student loan with Lendela, you should meet the following requirements:

  • You are 21 - 61 years old

  • You have a minimum monthly income of $1,600

  • You are a salaried Singaporean / PR / EP holder

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