让LENDELA为您找到最好的个人贷款

  • 来自不同借款方的人性化方案
  • 免费在线申请、方案比较和选择
  • 谷歌评分4.9/5⭐️

START HERE...

Loan Amount
$
-
+
$1,000
$200,000

Tenure
-
+
3
72

Your monthly payment

$505

合作机构
HSBC
SCB
UOB
Citibank
SingPass
Singapore Fintech Association
Carousell

每年20,000份贷款申请!

客户反馈

Max Yuan
Max Yuan
1个月前
Good follow up by them even took the extra mile to assist us even we feel there is not much hope thanks!
Witawat Choo
Witawat Choo
1个月前
Had made two loans through Lendela. Website is easy to use and straightforward. After accepting loan offer, the...
fiewan ejal
fiewan ejal
1个月前
Fadilah was very remindful and has help me in choosing which loan offer to choose from. Kudos to her and lendela....
Jeffrey Yeo
Jeffrey Yeo
1个月前
Good and friendly response. ❤️
Jas Nora
Jas Nora
2个月前
Such a hospitably and a family friendly staff.. Psst.. can i join you guys..☝️👍
Adam Mikhael
Adam Mikhael
2个月前
I had a great experiences while looking for financial assistant and was helped by your staff, Fadilah. She helped...
alicia jo
alicia jo
2个月前
Loan was efficient and convenient
Khairul Ismail
Khairul Ismail
3个月前
Awesome platform. Thank you
Artalex . Me
Artalex . Me
3个月前
It's very convenient to use. It searches possible loan offers as much as it can for you (within a few hours). Then ...
Farid Zin
Farid Zin
4个月前
Fast and efficient. Pleasant transaction.
Muhammad Amiruddin Said
Muhammad Amiruddin Said
4个月前
Was kinda skeptical abt it but it was a smooth journey from the start till the end; from me asking them questions...
Ganesh Parveenth
Ganesh Parveenth
4个月前
Very satisfied with their service. Very Friendly and understanding. Definitely recommended 👌🏾
Jaja S
Jaja S
4个月前
from the time u submit your application, you will receive at least 3 offers within the next few hrs and the offers ...
Zel Zel UWU
Zel Zel UWU
4个月前
they were really fast and efficient to provide the necessary help that i was seeking for :)! excellent
Amin 1908
Amin 1908
4个月前
Best assistance ever.....
abdul aziz mohd
abdul aziz mohd
4个月前
Staff is very friendly and very helpful too. Explain eveything in detail about the loan to borrower. Two thumbs...
Hidayah Idros
Hidayah Idros
4个月前
Efficient and helpful staff, Wani. Never fail to update and assist on my enquiries. Trusted and reliable broker....
Gabriel Goh
Gabriel Goh
4个月前
Lauren was super helpful and quick, helping me to find a lender in less than 30 mins. The lender she found was...
Diyana Mohamed
Diyana Mohamed
4个月前
Very prompt service from Vienoth who was friendly and answered all my queries. Quick process and excellent...
Mohamed Ramadhan
Mohamed Ramadhan
4个月前
Great service rendered and their choices of recommended company is very good.
Zhi Xiang Low
Zhi Xiang Low
4个月前
Extremely helpful and great patience by Wani, as it was my first time getting a loan, she guided me throughout the ...
KVR DRAGONFISH
KVR DRAGONFISH
5个月前
The agent was able to offer me a loan real fast and I got thr loan as well. Great service!/
Jay Ho
Jay Ho
5个月前
Great service from start till end. I had a short time frame to source for a loan. Rather than pushing to close the ...
Jason Thng
Jason Thng
5个月前
Very friendly staff. Excellent customer service. Was able to find me a loan that I am comfortable to pay off with...
Julie
Julie
5个月前
Fadilah, Thank you so much for your hospitality in keep following up for me and immediate replies keep up your...
nabilul fikri
nabilul fikri
5个月前
D and help me out to The Times I need the money and try to solve from the point when the new I can help me I...
Haizel Nur
Haizel Nur
5个月前
Their service was super solid and their staff go out of their way to help. I love you wani!! 😆😆😆
zul Ahmad
zul Ahmad
5个月前
Very friendly staff help to sources around for the best finance company..Good job n well done
Yvette Yin
Yvette Yin
5个月前
Very friendly staff. Excellent customer service. Was able to find me a loan. Just need to attach all the required...
Joybo Banana
Joybo Banana
5个月前
At first ,it might look like a scam website. So I gave my shot to try out and realized it's actually not.For those ...
Chng Kee Chin
Chng Kee Chin
5个月前
Quick and fast response. Efficient in expediting the approval of the loan :)
Jade Yati
Jade Yati
5个月前
Lauren has assisted me on my loan, He is so helpful. I eventually gotten a loan with Lendela Help. Thank alot...
Amirul hakim Mohammad
Amirul hakim Mohammad
6个月前
Everything went smoothly
Zainul Chia
Zainul Chia
6个月前
Absolutely amazing, help in alot of ways. Very recommended
Junwen Ong
Junwen Ong
6个月前
A place for you to find the right loan that you need.
Sharen Raj
Sharen Raj
6个月前
It was a great experience for me..the service Fadilah served was really impressive!! Good deal and perfect for...
papa yoss
papa yoss
6个月前
very Friendly stuff , good service & helpful in loan .. thank you so much Fadilah !!🙏👍😊
Kc Yoon
Kc Yoon
6个月前
Started looking for a loan late last night, got onto Lendala....received offers within the hour..confirmed my...
Hock Min Ng
Hock Min Ng
6个月前
(Translated by Google) Thank you Lendela Pre. Ltd for this platform, thank you Lauren for your help, ...
joshua henry
joshua henry
6个月前
Lendela helped me find a good and legit company to get a loan. Lauren assisted me. She is so helpful with me, the...
Mohdsham Kan
Mohdsham Kan
7个月前
Verry powerfull customer service Trust me they did a great job I give lendela pte Ltd 7 star service Can...
Cheng Chaisoon
Cheng Chaisoon
7个月前
I have been searching for a right place to solve my money problem....found lendela on the Internet...Lauren was...
Mad Ness
Mad Ness
7个月前
Lauren provide a great service for LENDELA! definitely worth your time
Gopinath Pillai
Gopinath Pillai
7个月前
Wani of Lendela was extremely professional and very helpful. She went out of her way to assist me
Chen Zhenxiang
Chen Zhenxiang
7个月前
For the amount of loan and repayment requested it was hard to find any company that's willing to lend....
Ami Vynes Lee
Ami Vynes Lee
7个月前
I was assigned by Fadilah from Lendela to assist on my loan. She called me and start with a welcoming greeting,...
Abdul Faizal
Abdul Faizal
7个月前
Ease of applications and approval. Thank you for facilitating the loan.
Nurfitrah Sanchez
Nurfitrah Sanchez
7个月前
Wani has helped me efficiently! I was able to secure a loan fast and well detailed. Appreciate it alot.👍
Zac Haris
Zac Haris
7个月前
Lauren has been a great help and she follow through with me until I successfully get the loan i im looking for....
ganesh jajanadan
ganesh jajanadan
7个月前
Lendela staff *LAUREN* whom assisted me to secure a loan Thumbs Up to you for ur Professionalism. You went through ...
Zainal Saadon
Zainal Saadon
8个月前
Thank you so much Ms Lauren for your assistance that I'm able to get my loan from lender today.I was so happy the...
Sutrisni Norazmi
Sutrisni Norazmi
8个月前
Thank you Lendela! Ur help is vvv much appreciated. My loan is approved within 30minutes! So relieved! Thank you...
James starshire
James starshire
8个月前
Cool team, awesome platform. Person who helped me was super friendly and super efficient. Got a loan within the day
Dean Junior
Dean Junior
8个月前
I felt relieved and glad that my loans were approved by the Company and even Lendela staff Miss Fadilah went a...
Zie Mohd
Zie Mohd
8个月前
Thanks Wani for follow up till to the end. Overall process was smooth and make feel much better. Thanks a loads!...
Kiza Kiza
Kiza Kiza
8个月前
Thanks Wani for following up and the response was super efficient. Everthing went smooth. Thanks a loads!...
Yus Shinoda
Yus Shinoda
8个月前
Everything is easy with Lendela, the loan offers was surprisingly quick for a first time experience. Lauren was so ...
Aisyah Aila Varisha
Aisyah Aila Varisha
8个月前
Tks fadilah for ur kindness and helping me to located the area hv a good work & patient.. keep it up.. cheers 🥂
DENNI0 ???
DENNI0 ???
9个月前
So many finance broker, this is truly trusted one, able to provide your financial need expection request. Customer ...
Stephen Chua
Stephen Chua
9个月前
Meticulous service with timely follow-up.
Zara S.
Zara S.
9个月前
Hassle and fuss-free. Fadilah was very patient to assist me in applying and clarifying my queries. It was a fast...
Hans Ahmad
Hans Ahmad
9个月前
Good service and very helpful... Thank you so much.
Nazruddin Sanchez
Nazruddin Sanchez
9个月前
Really appreciate the help given by Fadilah. Thanks to her I was able to secure a loan fast and easy. Very...
Ruhaizat Yazid
Ruhaizat Yazid
9个月前
Great service.. Lendela really supported me when im really in need. Thanks guys
Mohd Loqman
Mohd Loqman
9个月前
(Translated by Google) ʟᴇɴᴅᴇʟᴀ ɪs ɢᴏᴏᴅ ᴘʟᴀᴄᴇ ᴛᴏ ᴇɴǫᴜɪʀᴇ ᴀʙᴏᴜᴛ...
Faythz Fiztroy
Faythz Fiztroy
9个月前
Awesome and friendly customer service , fast and efficient transaction, clear explanation and advise on product...
Wesley Hii
Wesley Hii
9个月前
Really hassle free and smooth transaction. Enquired personal loan in and got my cash 💰 in the afternoon, whole ...
Kelly Khoo
Kelly Khoo
9个月前
Highly recommended for their service! Amazing patience and detailed follow up! Kudos to Fadilah! Really appreciate ...
Muhsin Nuruddin
Muhsin Nuruddin
9个月前
A place where you need help financially and with flexibility to commit . They will do the search for you! And...
Azimkhan Khanazim
Azimkhan Khanazim
9个月前
I got my loan approved within the same day..n for that i would like to expressed my thanks to Fadilah from lendela ...
Muhd Rian
Muhd Rian
9个月前
Great experience. Fadilah delivered a great service. Really helping me out and sort for me the loan i needed. The...
Stanley Y
Stanley Y
10个月前
Applied online and service was great. Staff named Wani attended to me through whatsapp and followup was great,...
Jack Wong
Jack Wong
11个月前
I am grateful to Lendela Kindness and great help. Staff Miss Wani was very helpful, patience, kind, polite, and...
Dylan Lai
Dylan Lai
1年前
fast response
Haneyy Joslin
Haneyy Joslin
1年前
Thank you lendela for this opportunity! Biggest thank you to Wani for helping me throughout the process!
Ariel Joyce Kho
Ariel Joyce Kho
1年前
Ben is really helpful and patient as he suggested the best loan for my situation with the most reasonable...
Yong Wee Necro Lee
Yong Wee Necro Lee
1年前
Superb helpful and efficient service from Ben. Strongly recommend to those who in need of financial help :)
Fi Ryan
Fi Ryan
1年前
Thank you lendela for giving me an opportunity to have a quick loan in my desperate time , thank you mr ben for...
JCM
JCM
1年前
Very friendly staff. Excellent customer service. Was able to find me a loan that I am comfortable to pay off with...
Gareth
Gareth
1年前
I found Lendela through google search as i was in need of a personal loan. Reading through the positive reviews i...
Chew Clover
Chew Clover
1年前
Ben is friendly, helpful and informative. Really appreciate for his help! :)
Rahmat Rizzuandi
Rahmat Rizzuandi
1年前
Awesome service and honest staff!
AJF Writes
AJF Writes
1年前
I found my experience with Lendela efficient and professional. Would also like to commend a staff by the name of...
Timothy Marc
Timothy Marc
1年前
Danny is really helpful and was patient answering all my questions and helped !me get a food deal. Greatly...
Soler X2
Soler X2
1年前
First of al l ,i will like to thanks Danny From Lendela , for providing me options for my loan and the loan went...
15Y6C23 THNG JING XIONG
15Y6C23 THNG JING XIONG
1年前
Very useful platform to search for the best loan based on your eligibility. They r very helpful and accommodate to ...
Muhammad Fauzi
Muhammad Fauzi
1年前
Fast processing! Affordable interest rate .. highly recommend!
Muhd Hanif
Muhd Hanif
1年前
Was assisted by Lendela and everything went smoothly without any hassle. With the right guidance and patient, i...
Inul Jariah
Inul Jariah
1年前
I was assisted by Ben. He is very efficient and give advise perfectly. I got my loan approved smoothly.. I am...
Candy Wong
Candy Wong
1年前
Danny is really helpful! Went all the way to help me find a lender who's willing to help me! Lots of follow ups...
kinetic candy
kinetic candy
1年前
Ben was nice and patient in making sure everything went smoothly. Thank you so much for your help! Appreciate it.
AizTheJoker HaHaahaaha
AizTheJoker HaHaahaaha
1年前
True great experience, really help me alot, Danny from Lendela when the extra mile to explain,assist & guide the...
fadly sven
fadly sven
1年前
the swift replies..the prompt responses..the friendly, patience and clear answers we got from Ben was super...
Vikramraj Shanmugan
Vikramraj Shanmugan
1年前
I had applied for a Loan through Lendela online and within an hour got a call from Ben. Ben was really helpful and ...
Annz Aanis
Annz Aanis
1年前
Ben assist me and give me hope that my chance of securing a loan is there eventhough I know its quite impossible....
Kathy Roland
Kathy Roland
1年前
They must be sorcerers. They managed to get back to me and I wasn’t expecting much, but Ben managed to help me...
TeeCc
TeeCc
1年前
Interesting idea with great assistance.
M Khiril Eirsyed
M Khiril Eirsyed
1年前
Great help and assistance from Ben. The process is very quick and reliable. Assisted me throughout the process and ...
Zac Zaini
Zac Zaini
1年前
Lendela is very efficient and reliable. They manage to recommend me company which meets my Criteria.. Their staff...
Nurhayati Natasha
Nurhayati Natasha
1年前
Was assisted by Ben and it was so smooth without any hassle. With the right guidance and patience, i was able to...
YUSHA VIM12
YUSHA VIM12
1年前
Very Efficient And Have Good Standard Of Replying Fast And Promptly Updates . A Staff In The Name Of Ben Help Me...
Shamen Heng
Shamen Heng
1年前
My experience was excellent. Staff by name Ben helped me thru the process patiently and promptly tat made my loan...
Sahim Sedik
Sahim Sedik
1年前
Received the reply on the next day about the loan from Izwan. Even though decided not to apply but still positive ...
TASH DYY
TASH DYY
1年前
Speedy replies! Excellent services with fast response for our application. Highly recommended.
Lim (mouseboy)
Lim (mouseboy)
2年前
Very helpful and follow up even when the referred company didn't reply
Erick Chng
Erick Chng
2年前
very proactive following up on the status and outcome of the application. prompt and friendly sales rep who shared ...
Iziaki R
Iziaki R
2年前
Good service fast response great replies and thanks for getting back with our offers
Mrdtux Rdtu
Mrdtux Rdtu
2年前
Friendly and fast communication

一份申请,多份人性化的贷款方案

轻松的借款流程

Apply fast & easy

1.提交网上申请

Receive your offers

2.获取多方贷款方案

Compare and select online

3.比较方案,在线选择

Sign the agreement

4.签署合同并获得额度

了解有关LENDELA的更多信息

我们的目标就是让您在贷款申请时的整个流程更顺畅、操作更简单、及更透明化。作为新加坡唯一且真正的个人贷款比较服务平台,我们可以为您提供从申请到支付的全程支持。点击下方阅读更多关于Lendela的信息,以及了解我们如何能够每月为数以千计的新加坡人提供帮助。

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Lendela的个人贷款须知事项

个人贷款和其他贷款有何不同?如何能顺利申请个人贷款?各种有关个人贷款的问题,本文为您一一解答。

什么是个人贷款?

什么是个人贷款?


个人贷款(Personal Loan,或俗称P-Loan),也被称为个人消费贷款,是用作个人用途的贷款,借贷时一般无须以资产抵押(如房产或汽车等)。贷款多被用作偿还信用卡欠款、房屋整修、旅游渡假、教育、医疗或结婚开支,或者处理紧急情况等。

在申请个人贷款时,银行、财务机构或财务公司通常会先参考申请人的信用评分,以评估申请人是否具有还款能力,而信用评分也会影响贷款利率。若申请获得批准,贷款者必须在指定的贷款期限内,分期按月偿还该笔贷款。而每月还款额包括本金和利息。

个人贷款为个人提供安全的资金周转方法,以应付紧急情况和把握限时机会。贷款者更可按照能力逐步还款,以作更优质的财务规划。

个人贷款如何运作?

个人贷款如何运作?


新加坡的银行、受监管的财务公司,一般可提供5,000新币至250,000新币的个人贷款。贷款人在签订贷款协议后,即表示同意偿还贷款金额以及特定利率的利息。个人贷款设有贷款期和指定还款日,最长贷款期限一般为10年。指定还款日为每月固定日子,以便贷款人可按照每月偿还借入的本金和利息。

谁可提供个人贷款?

谁可提供个人贷款?


银行

市面上不少银行都有提供个人贷款,当中包括汇丰银行、渣打银行、花旗银行、星展银行、和中国银行等,但一般只有信用评分较高的人士才符合银行的贷款资格。如果您是银行的现有客户,可能有资格获得简易申请或更高贷款金额等福利。

财务公司

这类型贷款机构会为客户提供个人贷款、循环贷款、信用卡,甚至是汽车贷款和税务贷款。它们擅长于分析消费者的信用评分,以及提供较具竞争力的贷款优惠配套。在某些情况下,财务公司在评估个人信用评分时较具弹性,可处理一些受到银行拒绝的申请。

网上财务公司

这类型的贷款机构提供了快捷方便的方法去搜寻和比较个人贷款。大多数的网上财务公司均提供统一报价,一般在2个工作天内可完成审核批准。由于现在个人贷款市场竞争激烈,网上财务公司专注于制定超传统的贷款信贷评估指南,或向客户提供更灵活的支付和还款方法、免收费或低利率贷款等的额外好处,以走出传统贷款机构的局限。

贷款比较平台(如Lendela)

这些网站将贷款人与银行及合法的贷款机构连系起来,让贷款人能够比较和选择出最优惠和最合适的贷款配套。

回到上方
个人贷款的10大优点

个人贷款的10大优点


1. 贷款用途不受限制

这可能是个人贷款的最大优点。您可以自行决定如何使用这笔贷款,无论是花在计划结婚、支付学费、购买影音、应付紧急医疗费用还是旅游渡假,皆不是问题。

2. 无须抵押

申请人不用提供抵押品或者是担保人,就能直接送出申请并获得贷款。相比之下,抵押贷款需以房产、汽车等资产作为抵押品。如果无法清偿贷款,金融机构将会有权利没收抵押品或任何资产。

3. 简单文件证明

申请个人贷款缴交文件的步骤相当简单!在新加坡,一般的贷款申请只需要您提供身份证明、住址证明和入息证明。如果您在在线申请贷款,您只需上载文件,就可完成申请。

4. 每月还款,减轻财务负担

个人贷款让您可以每个月分期来还款,还款金额包括偿还的部分本金和利息。贷款机构不会强迫您一次偿还所有的贷款,相反地更愿意让您按照约定的条款来分期还款。

5. 比信用卡借贷更实惠

由于信用卡的普及化,许多人贪方便以信用卡代替现金,但这个方式的代价非常高昂。在新加坡,如果未能每月全额缴清信用卡欠款,超过还款期的利息可能高于30%,这些都还没计算过期的罚款和其他行政费用。然而,个人贷款的年利息可低至2%。

6. 申请快捷

在新加坡申请个人贷款一般只需2个工作天的时间作处理。如果借贷机构已收到您填妥的申请表和所有证明文件,几乎可以立即作出贷款审批。而网上申请亦提供了更快捷的申请方式。

7. 快速拨款

个人贷款的审批时间较短,已经批核通过的贷款,一般可在1至2天内拨款。贷款机构的现有客户更有可能更快获得资金。

8. 灵活的贷款期

您一般可选择在1年至10年内还清所有贷款,而有一些贷款机构更可允许延迟还款日期。有需要时,您可与对方讨论一个相方均同意的灵活贷款期,或其他可供选择的配套。

9. 可增加贷款金额

某些贷款机构允许您日后再增加现有贷款额上限。假设您已申请了并获得贷款额30,000新币,还款一阵子之后,您需要额外10,000新币,您可以尝试要求在先前贷款中以相同利息申请增加额外10,000新币的贷款。如此,您不用重新申请贷款。

10. 贷款配套选择多

市场上有大量不同的个人贷款配套可供选择。有些配套是专为专业人士(如律师、医生、工程师和投资者等)而设。同样地,公务员、家庭主妇和学生也有对应其身份的不同低息贷款配套。

Lendela相信使用数码科技可以创新的方法来简化申请贷款的流程,助您节省更多时间!我们在北欧地区拥有超过15年协助消费者与最佳供应商建立联系的经验。我们已将超过100万名客户转介至该地区20多间完善的银行和贷款机构,包括Santander、SEB和Swedbank等。

我们在南美洲亦处理了超过60万份的贷款申请,这很大程度上要归功于与我们合作的30多间知名信贷合作伙伴,包括Banco Pan、BV、Safra、Banco Maxima、Banco CBSS和Banco Ibi等。我们更是巴西的市场领导者,让许多客户获得最佳的个人贷款优惠,以助他们实现梦想!

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为什么Lendela是新加坡最好的贷款平台?

为什么Lendela是新加坡最好的贷款平台?


是时候摆脱个人贷款申请流程的喧嚣了,而Lendela将助您一臂之力。无论您是想要购买新车的个人贷款,还是资助高等教育,这个过程都不必紧张且痛苦地漫长。

利用Lendela申请个人贷款,原本或许需要花费数小时、数天或数周的过程,现在只需几分钟即可完成。

在Lendela进行贷款优惠配套比较,可以让您更轻松地迈向成功。为什么要向不同财务机构提交十份不同的申请当Lendela可以一键立即完成申请?请让来为您完成繁琐的申请工作。使用Lendela的其他优点包括:

1. 您只需要提供一些信息。

2. Lendela与众多银行和具有牌照的合法贷款机构合作,以达成快速贷款申请批准。

3. 透过与多家银行和贷款机构联系,Lendela能够轻松比较和提供更低利率的个人贷款。

4. 即使信用评分不太好,您依然有机会找到属于您的个人贷款。即便多数传统的金融机构可能拒绝了您的申请,Lendela也可以帮助您重获您个人贷款的希望。

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