Discover your most competitive mortgage rates, personalised to your unique profile.
Lendela is a fintech platform that uses a unique reverse auction model to enable banks to compete for your best rate, bringing your most competitive mortgage options to you so you never have to search for them.
Apart from creating a unique model in which banks bid to offer you your best rates, Lendela's success-based model ensures that our incentives are aligned with your objective, not the banks'. We only receive a standard fee from your chosen bank when your mortgage is disbursed, as opposed to traditional incentive structures designed around opaque commercial interests.
Our mortgage panel includes all major banks in Singapore, such as Standard Chartered, CIMB, and DBS, as well as the largest non-bank mortgage providers, drawn from our network of 70+ MAS-licensed lenders. We only partner with providers licensed and regulated by MAS.
An application with Lendela is similar to loan applications with banks, since borrowing is regulated the same way across the country.
Through a two-minute online application with Singpass, you'll share all relevant information required for our partners to generate a personalised offer unique to you. This includes, but is not limited to, your personal information, information on any existing property, and financial documents.
Once your application has been submitted with accurate information and all required documents, our mortgage team will be in touch in as little as an hour.