Cassandra is not your typical finance writer; she's a financial virtuoso armed with a keyboard and has illuminated the financial world for countless readers, making the seemingly impenetrable realm of economics accessible to all.

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End of Year Bonus is Here: How Do You Utilise It? (2023)

Global inflation rates rose in 2022 as a result of major economic events that occurred that year. Singapore has been affected as well, as inflation rates have risen in recent months. The government has taken several steps to combat inflation, but...

Buying a resale flat?

Weighed your housing options and finally settled down on getting a resale flat? Congratulations! However, not all is done yet and paying for one is not as simple as just getting a home loan from the Housing Development Board (HDB) or your...

Personal loans = the end of credit cards?

The Monetary Authority of Singapore (MAS) reported that card billings hit an all-time high in 2021 with an estimated value of 64 million SGD – a whopping 27 per cent increase over 2015! But did you know that there is an unlikely alternative to...

Are personal loans during high inflation a bad idea?

We’re now in a period of high inflation!The Straits Times reported on June 16 that interest rates had been raised by "75 basis points," the largest increase since 1994, in response to the inflation surge caused by “the war in Ukraine and...

Checklist before taking up a personal loan

You've already decided to take out a personal loan... But how does one go about doing it? Before you go in to apply for what could be your first personal loan, there are a few things you should cross off your list.1. Get your identification...

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