The Lendela Team

The Lendela Team

At Lendela, we are here to help you navigate your loan journey with accurate loan offers and reliable counsel, so that you can make the best borrowing decision with a clearer mind and a lighter heart.

All article from The Lendela Team

What Are the Basic Loan Terms to Know in Singapore?

Did you know there are different types of interest rates?Effective interest rate (EIR)Applied / Flat interest rate (AIR / FIR)Don’t be confused or fooled by these complicated terms. AIR/FIR is the actual interest rate that the bank charges whereas

What is the Interest Rate at Pawn Shops in Singapore?

Do you find yourself in need of quick cash but hesitant to approach traditional loan providers or friends and family for financial help? Then, a pawn shop is the answer you've been looking for. Although pawn shops were once associated with

Guide to Loans For Starting A Business in Singapore (2024): Personal Loan vs Business Loan?

Starting a new business venture all by yourself can be exciting yet challenging, securing the necessary funding is often a critical first step. Entrepreneurs can choose between personal loans and business loans, each with its own advantages and

Tips and Tricks for Comparing Personal Loan Interest Rates

When it comes to managing finances, securing a personal loan can be a strategic move to consolidate debt, finance a big purchase, or cover unexpected expenses. However, the key to benefiting from a personal loan lies in finding one with the most

Total Debt Servicing Ratio (TDSR) & How It Affects Your Personal Loan Application

Total Debt Servicing Ratio (TDSR) is an important factor in assessing your eligibility for a personal loan. In Singapore, lenders consider TDSR when reviewing and approving loan applications. This article will explain what TDSR is, how it affects

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