Lendela's Blog

Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!

Renovation Loan Vs Personal Loan In Singapore: What’s The Difference?

Planning to renovate your home but not sure whether you should go for a renovation loan or a personal loan? Read our comprehensive guide to understand the different features and benefits, and make an informed decision when it comes to financing...

Maximising Your Borrowing Potential - How Much Personal Loan Can I Take?

When faced with a financial challenge, we first want to get out of it. But how? Personal loans! Yes, borrowing out a personal loan from financial institutions or authorised banks in Singapore is the best way. Although getting a loan sanctioned can...

What Every Singaporean Should Know About Pawn Shops

Do you find yourself in need of quick cash but hesitant to approach traditional loan providers or friends and family for financial help? Then, a pawn shop is the answer you've been looking for. Although pawn shops were once associated with...

What's Effective Interest Rate (EIR) in Personal Loan & How Do You Calculate It?

If you're researching personal loan options, you'll likely come across the term effective interest rate (EIR). This is an important concept to understand because it provides borrowers with a standardised way of comparing different loan...

Ultimate Guide to Personal Loans for Foreigners in Singapore

Getting your finances sorted and managing personal loans can be tricky for anyone, but it can be particularly challenging for a foreigner. Luckily in Singapore, foreigners are offered a range of personal loan options by banks and licensed...


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