Lendela's Blog
Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!
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How Much Personal Loan Can I Take in Singapore? - Maximising Your Borrowing Potential
When faced with a financial challenge, we first want to get out of it. But how? Personal loans! Yes, borrowing out a personal loan from financial institutions or authorised banks in Singapore is the best way. Although getting a loan sanctioned can...
What's Effective Interest Rate (EIR) in Personal Loan & How Do You Calculate It?
If you're researching personal loan options, you'll likely come across the term effective interest rate (EIR). This is an important concept to understand because it provides borrowers with a standardised way of comparing different loan...
Guide to Personal Loans for Foreigners in Singapore
Getting your finances sorted and managing personal loans can be tricky for anyone, but it can be particularly challenging for a foreigner. Luckily in Singapore, foreigners are offered a range of personal loan options by banks and licensed...
Steps for Buying a Resale Flat in Singapore
Weighed your housing options and finally settled down on getting a resale flat? Congratulations! However, not all is done yet and paying for one is not as simple as just getting a home loan from the Housing Development Board (HDB) or your...
Are Personal Loans the End of Credit Cards?
The Monetary Authority of Singapore (MAS) reported that card billings hit an all-time high in 2021 with an estimated value of 64 million SGD – a whopping 27 per cent increase over 2015! But did you know that there is an unlikely alternative to...
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