Lendela's Blog

Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!

A Guide on How to Use a Personal Loan to Settle Credit Card Debt

The sustained rise of the e-commerce industry has ushered in a simultaneous rise in credit card usage. In Singapore, cards are among the most popular payment methods. According to the 2019 Global Payments trends Report - Singapore Country...

Credit Cards vs. Personal Loans: Weighing the Pros and Cons

One way to meet the big-ticket expenses in life is to save up for those purchases. But what if you have an unexpected expense to take care of? Or, what if you do not want to dip into your savings for making a premium purchase or taking your dream...

The Secrets to Finding a Great Personal Loan

A personal loan can help you check off many goals. Since it comes with no stringent conditions attached, the funds you borrow through this channel can be used for a variety of requirements. You could consolidate your debts, take that dream...

What You Need to Know Before Applying for a Personal Loan

Do you want to take that long-pending dream vacation? Or maybe consolidate all your debt and streamline your finances? Or, perhaps, you want to give your home a facelift? Whatever your goals may be, a personal loan is a one-stop solution that can...

What Are the Basic Loan Terms to Know in Singapore?

Did you know there are different types of interest rates?Effective interest rate (EIR)Applied / Flat interest rate (AIR / FIR)Don’t be confused or fooled by these complicated terms. AIR/FIR is the actual interest rate that the bank charges whereas...

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