Standard Chartered CashOne

Standard Chartered Bank, established in 1859, offers a comprehensive range of banking and financial products for individuals and companies, providing lending products, insurance and wealth management schemes. Standard Chartered's headquarter is located at Marina Bay Financial Centre.

Current promotion:
Enjoy one of the lowest personal loan rates in the market, starting from 1.90% p.a. (EIR from 3.63% p.a.). Valid till 31st March 2025. Standard Chartered Bank's T&Cs apply.


Assuming $20K loan quantum, here are the respective EIRs:

Loan quantum (years)

AIR

EIR (excluding first year annual fee)

EIR (including first year annual fee)

1

1.90%

3.49%

5.35%

2

1.90%

3.61%

4.58%

3

1.90%

3.63%

4.30%

4

1.90%

3.64%

4.14%

5

1.90%

3.63%

4.04%

Effective Interest Rate (EIR) calculation based on a 5-year tenure and is not yet inclusive of the first-year annual fee of S$199. Taking that into consideration, the EIR will be 4.04% p.a. for an average loan amount of S$20,000. Refer to T&Cs for more information.

Loan amount
$20,000
Monthly cost
$200
Annual rate
from 3.5%
(EIR 6.5%)
Tenure
24 months
Annual fee
$199
Processing fee
$0
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