Personal finance news & tips
Discover practical guidance and the latest insights to improve your financial wellbeing — covering saving, budgeting, and managing money wisely.
Can I afford a $500k, $700k or $1M home in Singapore?
If you’re planning to buy a home in Singapore, you’ve probably asked:“Can I afford a...
March 19th, 2026
MSR vs. TDSR in Singapore: how they affect your home loan
If you're planning to buy a property in Singapore, you’ll come across two key...
March 19th, 2026
HDB vs. condo affordability in Singapore: what can you really afford?
If you're deciding between buying a HDB flat or a private condominium in...
March 19th, 2026
How much HDB can you afford with $4k, $5k, $6k or $8k salary in Singapore?
IntroIf you're planning to buy a HDB flat in Singapore, one of the first questions...
March 18th, 2026
Singapore unsecured credit rules: the 6× and 12× monthly income limits (2026)
The 6× rule (Credit Limit Management Measure)If your total unsecured debt exceeds 6×...
March 18th, 2026
EIR vs. flat rate in Singapore: how to compare the true cost
What is EIR (plain English)?EIR is the “true cost per year” of a loan, expressed as a...
March 18th, 2026
CPF personal loan in Singapore: can you use CPF savings for a personal loan? (2026)
Many people searching for a CPF personal loan are trying to understand whether CPF...
March 18th, 2026
TDSR in Singapore: when it affects your personal loan application (2026)
TDSR is mainly a property-loan affordability rule – but it can still affect your...
March 18th, 2026
What you need to know about debt repayment scheme (DRS) in Singapore 2026
Are you experiencing restless nights over the mountain of debt you’re struggling to...
March 18th, 2026
