Personal finance news & tips
Discover practical guidance and the latest insights to improve your financial wellbeing — covering saving, budgeting, and managing money wisely.
Secured vs. unsecured loans in Singapore: when collateral helps – and when it doesn’t (2026 guide)
Two loan types, two very different risk profilesAlmost every loan in Singapore falls...
March 18th, 2026
EIR vs. flat rate in Singapore: how to compare the true cost
What is EIR (plain English)?EIR is the “true cost per year” of a loan, expressed as a...
March 18th, 2026
Singapore unsecured credit rules: MAS income limits and the 12× borrowing limit (2026)
The MAS rules on unsecured credit at a glanceTwo sets of rules apply. The rules below...
March 18th, 2026
Duit Raya in Singapore: a modern, no-stress guide to giving green packets (with budgeting tips)
Duit raya is meant to spread joy, not trigger a spreadsheet crisis. If you’re giving...
March 16th, 2026
How a son faced $100K in medical bills and found financial help with Lendela
Life has a way of throwing curveballs when we least expect them. One moment everything...
July 8th, 2025
Why your paycheck in Singapore disappears so quickly, and what to do about it
Payday arrives! Your bank balance looks healthy... for about 72 hours. Then, poof - it...
May 20th, 2025
Is comparing loan rates still the best way to find your ideal personal loan today?
The Lendela LowdownWhy comparing loan rates just isn’t enough anymore: From the lack of...
September 9th, 2024
Navigating credit: the make-or-break of personal finance?
Lendela’s LowdownCredit as a cash flow management tool: Credit can be a valuable tool...
August 30th, 2024
Trust Bank Instant Loan review: rates, fees and who it suits
Supported by Standard Chartered and FairPrice Group, Trust Bank is a fully digital bank...
March 5th, 2024
