Personal finance news & tips
Discover practical guidance and the latest insights to improve your financial wellbeing — covering saving, budgeting, and managing money wisely.
HDB vs. condo affordability in Singapore: what can you really afford?
If you're deciding between buying a HDB flat or a private condominium in...
March 19th, 2026
How much HDB can you afford with $4k, $5k, $6k or $8k salary in Singapore?
IntroIf you're planning to buy a HDB flat in Singapore, one of the first questions...
March 18th, 2026
Singapore unsecured credit rules: the 6× and 12× monthly income limits (2026)
The 6× rule (Credit Limit Management Measure)If your total unsecured debt exceeds 6×...
March 18th, 2026
EIR vs. flat rate in Singapore: how to compare the true cost
What is EIR (plain English)?EIR is the “true cost per year” of a loan, expressed as a...
March 18th, 2026
2026 CNY Ang Bao rates in Singapore: how much should you give?
With Chinese New Year just around the corner, Singaporeans are gearing up for one of...
March 18th, 2026
Wedding loans & wedding financing in Singapore (2026 guide): costs, options, and smart borrowing tips
Weddings are expensive – financing them shouldn’t be stressfulWeddings in Singapore...
March 18th, 2026
Singapore borrowing trends for 2026: what Lendela’s data reveals about consumers, loan providers, and loans
The personal loan market is shifting – and fastOver the last few years, Singapore’s...
March 18th, 2026
Secured vs. unsecured loans in Singapore: when collateral helps – and when it doesn’t (2026 guide)
Two loan types, two very different risk profilesAlmost every loan in Singapore falls...
March 18th, 2026
Duit Raya in Singapore: a modern, no-stress guide to giving green packets (with budgeting tips)
Duit raya is meant to spread joy, not trigger a spreadsheet crisis. If you’re giving...
March 16th, 2026
