Personal finance news & tips
Discover practical guidance and the latest insights to improve your financial wellbeing — covering saving, budgeting, and managing money wisely.
Singapore unsecured credit rules: the 6× and 12× monthly income limits (2026)
The 6× rule (Credit Limit Management Measure)If your total unsecured debt exceeds 6×...
March 4th, 2026
EIR vs. flat rate in Singapore: how to compare the true cost
What is EIR (plain English)?EIR is the “true cost per year” of a loan, expressed as a...
March 4th, 2026
CPF personal loan in Singapore: can you use CPF savings for a personal loan? (2026)
Many people searching for a CPF personal loan are trying to understand whether CPF...
March 2nd, 2026
TDSR in Singapore: when it affects your personal loan application (2026)
TDSR is mainly a property-loan affordability rule — but it can still affect your...
March 2nd, 2026
What you need to know about debt repayment scheme (DRS) in Singapore 2026
Are you experiencing restless nights over the mountain of debt you’re struggling to...
February 26th, 2026
Credit counselling vs. debt consolidation
If you are struggling to manage your finances, you may have considered debt...
February 26th, 2026
Best debt consolidation plans in Singapore
Debt consolidation is a great option if you are looking for ways to manage your...
February 26th, 2026
How does debt consolidation work in Singapore?
Credit facilities can be extremely beneficial if you know how to practice financial...
February 26th, 2026
2026 CNY Ang Bao rates in Singapore: how much should you give?
With Chinese New Year just around the corner, Singaporeans are gearing up for one of...
February 3rd, 2026
